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As we prepare for World Cancer Day, 4 February, I think it's a good idea to put things into perspective. For me, I am beyond fortunate. My extended family has a history of skin cancer, but no-one has had any cancer that has caused life changing issues.

I am so grateful for that, and I am touching every piece of wood that I can for good luck, that it stays that way. Cancer statistics are thrown about like theirs no tomorrow, so I have tried to pick out some of the ones that have really hit home to me.

Did you know

  • Around 38% of cancer cases are preventable (Cancer Research UK)
  • There are 2.5 million people living with cancer in the UK (Macmillan)
  • One man dies of prostate cancer every 45 minutes in the UK (Prostate Cancer UK)
  • In the UK breast (15.2%), prostate (13.4%), lung (12.7%) and colorectal (11.5%) account for over half of cancer cases (Office for National Statistics)
  • Your geographical location in the UK can potentially double your risk of dying from breast cancer due to education, support and healthcare service availability (Parliament UK)
  • 94% of people that receive an urgent referral from their GP, are seen by a specialist within 2 weeks in the UK (NHS)

Cancer can ruin lives and destroy families. But that isn't always the case. Some people are able to beat cancer, again and again, their strength is inspiring.

Kathryn and Alan training in Filey

I regularly support charities and one thing that I did a couple of years ago, that I am very proud of, was a 5k Race for Life for Cancer Research UK. I did a lot of training with my husband Alan, who is one of those crazy people that gets up to do bootcamps at 5am in the morning. This is us in sunny Filey, North Yorkshire. Having hypermobility syndrome, in the way that it affects me specifically, running is not the best of things in the world health wise.

Kathryn and Alan training

Alan came with me and made sure that I was safe when I was doing my runs. My sisters lives in Florence Italy (I know, fancy!), and this is a pic of us during a run there, posing on a bridge over the Arno. I have always made fun of Alan for filling half of our suitcases with his running gear, and there I was doing the same! It all helped me to build my strength for doing the 5k Race for Life and even more importantly I was about 5 weeks pregnant when I did it, do I get extra kudos for that? So, when I say I did a run, I kind of did that embarrassing run walk thing when you go to cross the road and the traffic lights turn green and you try to make it look like you are moving as quick as possible for the cars, for the full 5k. I think I owned it.

Kathryn for life

In all seriousness, I did the run because I had heard the story of a woman called Suzy, who had medullary breast cancer. A colleague of mine told me about her, the 20 weeks of chemotherapy that would then be followed by a double mastectomy, the worry of genetic testing her family. I find stories like Suzy's very sobering. I have health conditions, I am often in pain, I have to adapt some things that I do, I cannot do certain things due to my physical and mental health. Most people won't notice because I adapt things subtly. But Suzy's story really hit home that it's always important to give yourself a moment to feel sorry for yourself, then make sure that you get back up and face the world, because there are so many things to be grateful for.

As always with my blog posts, I have given you my thoughts and experiences on things from a personal perspective; sorry for the ramblings above. I'm now going to follow it up with a bit of knowledge from my work, that I hope will help educate people on what they need to know about insurance and cancer.

Insider Insight

  • We have arranged insurance for people that have had breast cancer, leukaemia, non-hodgkin's lymphoma, skin cancer, testicular cancer and more!
  • There are insurances available if you currently have cancer, keep an eye on the wording to check if the policy pays out for cancer related claims or not
  • We cannot give you an accurate quotation unless you tell us the type of cancer you had, when you had it, the staging and grading, the treatments you had and when they finished
  • Cancer is one of three core illnesses that are claimed on for critical illness cover, alongside heart attacks and strokes

There are lots of things to know about cancer and insurance, I'm not going to cover them all here, mainly because I don't want you to fall asleep. If you are going to take anything away from this blog, I hope that it's the fact that having cancer doesn't stop you from having insurance. Honestly, depending upon your circumstances it may be that the premiums are higher, or that we have to look outside the standard insurance market for cover. It's always worth having the chat, to see what you can have.

Facts

  • Smoking cigarettes greatly increases your risk of developing cancer
  • Being overweight is the second biggest cause of cancer in the UK
  • To reduce the risk of skin cancer, its important to choose suntan lotions with good UVA and UVB protection

Myths

  • Eating "super" foods prevents cancer
  • You can catch cancer from another person
  • Stress causes cancer

That's my recap of cancer and insurance, I hope it's been useful. If you want to know more then please feel free to look at the professional pages I have written below. I've kept the jargon to a minimum, and there are some videos I have done explaining different scenarios of arranging insurance after cancer, feel free to have a nosey.

CuraVision – The ABCs – Cancer
CuraVision - Health - Cancer
Cancer Life Insurance
Basal-Cell Carcinoma Life Insurance
Breast Cancer Life Insurance
Hodgkin Lymphoma Life Insurance
Kidney Cancer Life Insurance
Leukaemia Life Insurance
Non-Hodgkin Lymphoma Life Insurance
Ovarian Cancer Life Insurance
Prostate Cancer Life Insurance
Skin Cancer Life Insurance
Testicular Cancer Life Insurance
Thyroid Cancer Life Insurance
Can I get Critical Illness Cover after having Cancer?
Cancer Survivors and Insurance
Critical Illness Cover - Cancer
Critical Illness Cover Payouts for Breast Cancer
Life Insurance for Cancer Survivors

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