Who We Are

At Cura we specialise in finding protection insurance for people who are seen to be high risk, quirky or non-standard. We 'insure the uninsurable' and we fight for fairer terms and access to insurance for everybody.

Based in the seaside town of Filey, North Yorkshire the Special Risks Bureau provide an online insurance advisory service to people across the United Kingdom.

About Us

The Special Risks Bureau is a part of Cura Financial Services Limited, with a team of industry trained advisers dedicated to finding you the best insurance for your needs.

We specialise in:

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Accident, Sickness & Unemployment Insurance
  • Hazardous Occupations
  • Foreign Travel
  • Pre-existing Health Conditions
  • Hazardous Pastimes / Sports

Our team have provided insurance advice since 2005 and have helped many individuals secure insurance policies who have previously been turned away by other brokers as 'uninsurable'. We pride ourselves on finding the right insurance products for our clients where others cannot.

Committed - Disability Confident

We will place your application with the most appropriate insurance Provider for your needs, based upon our experience and industry knowledge, to get you the best terms and price for your policy. Our insurance advisers and administrative team remove the stress of your application process by handling as much of your application as you want us to, with regular telephone and email updates as often as you want them.

Our Awards

We are proud to continually be recognised by our peers for the hard work and dedication of our team. First and foremost we always put out clients interests first and this is reflected in the awards below.

MMA Highly Commended 2019 FRWRA Finalist 2019 AIG Life Winner 2019 MMA Best protection adviser Winner 2019 PA Women in Financial Advice Awards Winner 2019 CMA Awards Finalist 2019 PA Women in Financial Advice Awards Finalist 2019 Protection review shortlist 2019 Diversity awards 2019 - Small to medium business of the year Cover excellence awards winner 2018 Cover excellence awards highly commended 2018 PA Women in Financial Advice Awards Winner 2018 PA Women in Financial Advice Awards highly commended 2018 health insurance awards best protection shortlist 2018 MoneyFacts Awards protection advisor 2018 Financial Reporter Women's Recognition Awards Finalist 2018 MMA Best protection adviser Winner 2018 MoneyFacts Finalist Awards 2018 MMA Best protection adviser finalist 2018 Protection review shortlist 2018 Cover excellence awards highly commended 2017 Cover excellence awards winner 2017 Unbiased Protection Commended 2017 MMA Best protection adviser winner 2017 Protection review shortlist 2017 Cover excellence awards highly commended 2016 Cover excellence awards winner 2016 Health insurance awards shortlist 2016 MMA Best protection adviser finalist 2016 PTFS Financial excellence finalist 2016 PTFS Financial excellence finalist 2015 MMA small adviser finalist 2015 PTFS Best protection firm 2013 PTFS best member firm 2013

Cura Moves Home

You can read more about our move here.

Corporate Social Responsibility

Our team view the Company's corporate social responsibility as a pivotal aspect of our operations and strive to improve our environmental, economic and social impacts wherever possible. It is our company policy to never cold call an individual and we always approach our clients in a respectful manner, appropriate to their personal needs.

Please visit our How We Give Back page to see how we support our local community and other causes that are close to our hearts.

Protection Distributors Group (PDG)

Cura are proud to be active members of Protection Distributors Group (PDG).

Alan Knowles, Managing Director

Alan Knowles Managing Director

“I am proud to be a part of Cura Financial Services, working alongside the insurance advisers who work tirelessly to source the best insurance policies for our clients.”

Kathryn Knowles, Managing Director

Kathryn Knowles, Managing Director

“I am proud that we have built a company that insures the "uninsurable", just by taking the extra time and care with each client to understand their needs and show them that there is insurance out there for them, whatever the circumstance.”

You can read more about Kathryn Knowles here.

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.