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High Risk Insurance

Have you been refused Life Insurance, Critical Illness Cover or Income Protection? Are you concerned that you might struggle to get cover because of your health, occupation, pastimes or travel?

We understand how important insurance is and how difficult it can be to get the cover if you have pre-existing medical conditions, a hazardous occupation, take part in dangerous sports or frequently travel abroad.

Cura was created by Alan and Kathryn Knowles, to help everybody get the insurance that they need. We know you need the right cover at the best price and our commitment to you is to make sure you get it.


Life Insurance

  • Pays a lump sum in the event of death
  • Security for your family
  • Next to no exclusions for high risk insurance

Critical Illness Cover

  • Pays a lump sum in the event of a critical illness
  • Protect your mortgage
  • Tax free cover

Income Protection

  • Tax free payout
  • Ensure mortgage, rent and bills are paid
  • Cover can see you paid until age 65-70

Health Conditions

Have you had a serious medical condition such as cancer, stroke, diabetes or heart disease?


High Risk Occupations

Do you have a hazardous occupation? For example a deep sea diver, offshore worker or are you part of the Armed Forces?

Foreign Travel

Do you frequently travel abroad or visit potentially dangerous countries such as Afghanistan or Iraq?

Hazardous Pastimes

Do you partake in dangerous activities or hazardous pastimes such as motor sports, private aviation, diving or sailing?

Our Services

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

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