Life Insurance when you travel to the Ukraine for short trips (30 days or less) is likely to be available at normal terms with standard insurance providers. Due to current unrest within the Ukraine it is possible that the insurer may ask for specific destinations that you will be travelling to and this may affect the terms that are available.
If you are travelling to the Ukraine for business related purposes, the insurer will probably ask about the nature of your work, the industry that you work in and the frequency at which you will need to travel to the country. For those who will be travelling frequently to the Ukraine the insurer may choose to offer Life Insurance at non-standard terms, that will probably be in the form of a premium increase.
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Expat Life Insurance
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
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Critical Illness Cover
Critical Illness Cover for those travelling to the Ukraine may be available at standard terms, if the visit is of a short duration. Leisure holidays of less than 30 days will generally cause little concern to the insurers when arranging your cover.
For those travelling to the Ukraine regularly and/or on business trips the insurer is likely to ask you some additional information about your journey. For business professionals you will need to detail the nature of your occupation, industry that you work in and the type of working tasks that you will be performing. If you are working in a high-risk occupation it is possible that the insurer will offer Critical Illness Cover at special terms in the form of a premium increase.
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For those seeking Income Protection, standard terms may apply if your trip to Ukraine lasts less than 30 days. For leisure or work-based travel the insurer is going to want to know the purpose of your journey and the frequency at which you plan to visit the Ukraine. For those who are required to visit the Ukraine for work, the insurer will want to know details about your specific work tasks and the amount of time that will be spent in the country.
Those in low risk occupations travelling to Ukraine for a short time period are likely to have access to Income Protection at normal terms. If your occupation is classed of a high-risk the insurer may choose to offer Income Protection at non-standard terms, most likely in the form of a premium increase. It is worthwhile bearing in mind that any Income Protection that you arrange should ideally be based on an 'own occupation' basis, providing the strongest claim criteria for this type of policy.
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