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Life Insurance, Critical Illness Cover and Income Protection for people travelling to Pointe-Noire
- Primary Concerns: General public
- Reason for Travel: Business, leisure
- Duration of Stay: Holiday break, employment contract
- Popular Locations: Cote Sauvage, Gorges of Diosso
For those travelling to Pointe-Noire, Life Insurance may be available at normal terms depending on the time spent in the city and the insurer themselves. If the time in the city is less than 30 days, some insurers can offer standard terms. For journeys lasting more than 30 days, you may be offered Life Insurance at non-standard terms (a premium increase). The insurer may ask you to take a HIV test, if you have visited Pointe Noire before which can be as simple as an oral swab test,. It’s worth noting that cases are treated on a case-by-case basis and more favourable terms may be available depending on the reason for your journey and the frequency of travel.
Expat Life Insurance
British citizens who have moved abroad can often still access life insurance and critical illness cover in the UK. There are specific rules that you must follow to be eligible for new life insurance and critical illness policies, and we are here to strip out the jargon and get you the cover that you need.
Critical Illness Cover
Critical Illness insurance will be reviewed in a similar way to Life Insurance. Whether your journey is for business or leisure, the insurer will want to know how long you will be staying in Pointe-Noire. Short trips of less than 30 days could see Critical Illness Cover at normal terms with specific insurers.
If you will be staying in Pointe-Noire for longer than 30 days at a time, Critical Illness Cover may be offered at non-standard terms or declined depending upon the insurer that you approach. This decision will be influenced by your reason for travel, i.e occupation. As HIV is a high risk in Pointe-Noire, you may be asked to undergo a HIV test, if you have visited the country before.
Standard terms could be available depending on how much time you spend in Pointe-Noire and if your trip is work-related. As with the insurances above, standard terms may be available, if short-term. If you stay in Pointe-Noire for more than 30 days at a time, the insurer will possibly offer non-standard terms. Similar to Life Insurance and Critical Illness Cover, a HIV test may have to be taken, if you have visited Pointe Noire before.
Pointe-Noire Travel Insurance
If you are planning a trip to Pointe-Noire make sure that you have the right travel insurance in place. We’ve teamed up with a specialist company who can provide comprehensive travel insurance for most countries. Request a no obligation quotation from them here.
Lying on the coast of the Republic of Congo, Pointe-Noire, is considered a relatively safe city. As well as being a tourist destination and important sea port, it is also a prime exporter of the oil industry within the Republic of Congo.
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