When you apply for Life Insurance, mountain biking should not cause any concern to the underwriting of your application. Cyclists should be able to receive standard terms for Life Insurance with all insurers.
Critical Illness Insurance for cyclists will be available at ordinary rates with all major insurance providers. If you regularly travel abroad to mountain bike you will need to inform the insurer of this so that they are fully aware of what your hobby entails, it is unlikely that this will affect your insurance application.
Income Protection for cyclists should be available at standard rates with most insurers. Cyclist Income Protection policies will come with a claims deferment period anywhere between 1 day and 52 weeks. Our financial advisers can help you to determine the best policy options for you based upon your employment benefits, medical history, savings and budget for the policy.
Are you planning on cycling somewhere a bit more exotic than the UK? Take a look at this specialist travel broker, who can provide you with a no obligation quotation here.
Cyclists are typically fit individuals, who maintain a healthy lifestyle, to achieve peak performance for the ride. For those cyclists who are actively exercising, the VitalityLife insurance policy could be a worthwhile consideration. This policy type provides access to financial rewards if you live healthily. To find out is this policy could be right for you, click here.
For more information on specific health conditions, pastimes, occupations and countries please select here:
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Talk to a Friendly Adviser
Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.
Summary definition
Cyclists typically use a two wheel vehicle to transport from A to B. Cyclists can use a range of equipment depending upon their needs including mountain bikes, hybrid bicycles, racing cycles and cross-country bikes, to name but a few. Cyclists can develop a great deal of physical stamina and improve their general health by pursuing this sport.
Other Services Available
You can apply for any of the following services through ourselves
* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.
Further Reading and Research
By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).
We are specialist high risk insurance advisers who are dedicated to helping everyone get the insurance that they need.
Helping you find: