Taxi Drivers

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Life Insurance, Critical Illness Cover and Income Protection for Taxi Drivers

Example Occupations: Chauffeur
Possible Risks: Accidents and injuries related to driving
Occupational Duties: Short or long haul journeys, safe driving practices

Life Insurance

Life Insurance for taxi drivers should be available at normal terms with all insurance providers.

Critical Illness Cover

Taxi driver Critical Illness Insurance should also be available at standard rates with most insurance providers.

Income Protection

Income Protection for taxi drivers can be placed with a number of insurance providers, but you should ensure that your application is placed with an insurer who will accept your occupation with an own occupation definition. Own occupation is the best definition that you can have with Income Protection as any claim you make will be based upon you ability to be a taxi driver.

If your policy is written with a suited occupation or any occupation definition, then any claim you make will be subject to stricter guidelines of functional ability testing, making it harder to claim on the policy. Income Protection policies are written with set deferment periods based upon the affordability of the policy, savings you have and any employment benefits you receive. Our financial advisers can discuss the options for 1 day, 1 week, 4 weeks, 8 weeks, 13 weeks, 26 weeks and 52 weeks with you, to help you in your decision.

Summary Definition

Taxi drivers are those individuals who transport people to their desired destination, typically using a car or mini-bus. Taxi drivers are required to have a specific license to conduct their job and this will be in relation to the service they provide: hackneyed carriage, private hire or combined.

Occupations:

Hackneyed carriage driver
Private hire driver
Hackneyed carried
Private hire driver

Client Reviews

"Alan and his team were great! Alan helped get me cover where my own company could not (I work in financial services too!) Would highly recommend and will come back in the future."

"Krystle was fantastic throughout and managed to knock almost 50% off my current life insurance premium."

"Very helpful, James worked hard to find the right cover for me and explore the detail with the underwriters."

"Couldn't rate more highly. I moved from another broker due to slow response speeds. Mark responded really quickly (sometimes from his holiday!)"

"Kathryn and her colleagues were very helpful because of my recent illness."

"Nick was my advisor, Excellent knowledge of products and what I needed, not just pushing me into a sale/policy, will always refer to him in the future."