Police Officers

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Life Insurance, Critical Illness Cover and Income Protection for Police Officers

Police Officers

Example Occupations: Police Constable, Sergeant, Police Community Support Officers (PCSO)

Possible Risks: Crowd control, weapons handling, violent criminals

Occupational Duties: Arresting criminals, thorough administration, court and media appearances

Life Insurance

Life Insurance for police officers is available at normal terms with most insurance providers. Police officers life insurance applications should be rather simple to place, however if you are due to go abroad for work purposes in the near future this should be detailed to the insurer.

Critical Illness Cover

When you apply for Critical Illness Cover, police officers will generally find that their applications are accepted at standard rates with many insurers. As with Life Insurance if you are due to go abroad for work purposes in the near future this should be detailed to the insurer.

Income Protection

Long Term Income Protection for police officers, special constables and policy community support officers is currently unavailable.

There are some insurers who will consider offering you short-term Income Protection (Accident, Sickness and Unemployment cover). This policy provides short-term income protection for between 12 and 24 months should you be unable to work due to injury, illness or involuntary redundancy. This is a popular option but you need to make sure that your deferment period starts after your sick pay ceases (or pick a plan that pays in addition to sick pay).


  • Police Constable
  • Sergeant
  • Superintendent
  • Detective
  • Inspector
  • Police Community Support Officers (PCSO)
  • For more information on specific health conditions, pastimes, occupations and countries please select here:

Client Reviews

Police Officers

Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

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