Fishermen

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Life Insurance, Critical Illness Cover and Income Protection for Fishermen

Fishermen

Example Occupations: Recreational, commercial and industrial fishermen

Possible Risks: Environmental factors, equipment safety, capsizing

Occupational Duties: Navigation, capturing fish, consideration of marine life and habitat

Life Insurance

Life Insurance for fishermen can often be available at normal terms, but this will depend significantly on the types of vessel that you use, where you travel to (close to shore, deep sea) and how often you are at sea. Fishermen on small vessels, deep sea trips and/or regular excursions may find that their Life Insurance policy is accepted at special terms which will likely involve an increase to the base monthly premiums.

Critical Illness Cover

Fishermen’s Critical Illness Cover may be available at standard terms. If you are required to use small vessels, travel greatly offshore and/or spend significant time away from land the Critical Illness policy may be offered at non-standard terms. This could be a higher premiums and/or occupational exclusion.

Income Protection

Income Protection for fisherman will be considered on an individual basis and we strongly suggest that you speak with an insurance adviser before placing your application. Where your work does not require you to work far off shore, then Income Protection may be available at standard terms with select insurers. Deep sea fishermen will need to place their Income Protection application with a specialist insurance provider to try and secure terms of cover.

Occupations:

  • Fisherman
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Fishermen

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

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Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

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