We understand that having bulimia can be difficult to live with, but having this condition does not make your insurance needs any less than someone else. Bulimia is, undoubtedly, a serious condition that can have a notable impact on your life. However, the severity really can vary significantly from one person to the other and as a result, the availability of life insurance and the terms on offer vary too.
When you make an application for bulimia, you'll be asked for information about:
If you have previously had bulimia but now have a stable and healthy BMI, you may well be able to get life insurance with standard terms. If you are still experiencing symptoms of bulimia and have a low BMI, you may need to apply to a specialist provider. Please do not be worried if that is the case, this is where we can step in and take all the hassle away from you.
Should an insurance provider require a GP report, this is obtained at their own expense. This is designed to give the provider a picture of your previous and current health.
Whether your condition is now stable or you still have a low BMI, we can help to simplify the process of applying for life insurance for you.
Applying for critical illness cover as someone who has, or who has had bulimia, means you'll have to provide much of the same information as with the life insurance above. This includes information about your lowest ever weight, current weight, height, and any mental health issues you have experienced.
Some insurers will require a GP report (which they should cover the cost of).
If you have recovered from bulimia and you have a healthy BMI now, you may be eligible for critical illness cover on standard terms. However, if you're still suffering with a low BMI, you may need to apply with a specialist provider and could end up with higher premiums or with certain conditions being exempt from your policy.
When you enquire with us, we can talk you through all of this and simplify the process for you.
You may be able to get income protection if you have bulimia, your weight is in a good range, and you have not had periods of time off work due to your health. Whether or not you'll get cover and the terms on which it is offered depend on your current BMI, lowest body weight, current body weight, BMI and any complications as the result of your bulimia. You may need to look at some specialist policies for your cover and we can help explain the options to you.
If you have a particularly low BMI currently and are still suffering with bulimia, you may not be able to get long-term income protection cover. In cases like that, you may wish to consider Accident, Sickness and Unemployment Cover. This is a policy that essentially offers short term income protection (usually a maximum of 2 years) for those who are unable to work as the result of injury, involuntary redundancy or disability. These policies won't cover you in the event that your lost income is the result of your bulimia or a related condition. But on the other hand, they don't require medical underwriting and are much simpler to arrange.
Bulimia can impact your travel insurance needs and application too. Speak to a specialist travel insurance broker who can help you to get the right cover based on your condition. Read more here.
What is Bulimia
Bulimia is an eating disorder where people try to control their food intake and body weight. People with this health condition binge eat, and then purge immediately after, either by vomiting or using laxatives. If not treated, people with bulimia may develop other serious health conditions such as heart problems and kidney damage.
Also: Bulimia Nervosa
Linked with: Depression, low self-esteem, alcohol misuse, self-harm, anxiety, abnormal heart rhythms, heart problems, kidney damage, convulsions, muscle spasms, obsessive compulsive disorder (OCD), post traumatic stress disorder (PTSD)
Possible Effects on Lifestyle
Some people with Bulimia may experience some or all of the following symptoms and problems:
Medications and Treatments
Further Reading and Research
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Review by Emma on 1st January 2019
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