Bulimia Life Insurance

Health conditions high risk insurance bulimia

We understand that having bulimia can be difficult to live with, but having this condition does not make your insurance needs any less than someone else. Bulimia is, undoubtedly, a serious condition that can have a notable impact on your life. However, the severity really can vary significantly from one person to the other and as a result, the availability of life insurance and the terms on offer vary too.

When you make an application for bulimia, you'll be asked for information about:

  • Your height
  • Your current weight
  • Your lowest weight and how long it has been since you were that weight
  • Any complications or secondary conditions associated with your bulimia
  • Any mental health issues you have experienced

If you have previously had bulimia but now have a stable and healthy BMI, you may well be able to get life insurance with standard terms. If you are still suffering bulimia and have a low BMI, you may need to apply to a specialist provider. Please do not be worried if that is the case, this is where we can step in and take all the hassle away from you.

Should an insurance provider require a GP report, this is obtained at their own expense. This is designed to give the provider a picture of your previous and current health.

Whether your condition is now stable or you still have a low BMI, we can help to simplify the process of applying for life insurance for you.

Get a Life Insurance Quote

Bulimia Critical Illness Cover

Applying for critical illness cover as someone who has, or who has had bulimia, means you'll have to provide much of the same information as with the life insurance above. This includes information about your lowest ever weight, current weight, height, and any mental health issues you have experienced.

Some insurers will require a GP report (which they should cover the cost of).

If you have recovered from bulimia and you have a healthy BMI now, you may be eligible for critical illness cover on standard terms. However, if you're still suffering with a low BMI, you may need to apply with a specialist provider and could end up with higher premiums or with certain conditions being exempt from your policy.

When you enquire with us, we can talk you through all of this and simplify the process for you.

Get a Critical Illness Cover Quote

Bulimia Income Protection

You may be able to get income protection if you have bulimia, your weight is in a good range, and you have not had periods of time off work due to your health. Whether or not you'll get cover and the terms on which it is offered depend on your current BMI, lowest body weight, current body weight, BMI and any complications as the result of your bulimia. You may need to look at some specialist policies for your cover and we can help explain the options to you.

Get an Income Protection Quote

If you have a particularly low BMI currently and are still suffering with bulimia, you may not be able to get long-term income protection cover. In cases like that, you may wish to consider Accident, Sickness and Unemployment Cover. This is a policy that essentially offers short term income protection (usually a maximum of 2 years) for those who are unable to work as the result of injury, involuntary redundancy or disability. These policies won't cover you in the event that your lost income is the result of your bulimia or a related condition. But on the other hand, they don't require medical underwriting and are much simpler to arrange.

Get an Accident, Sickness and Unemployment Quote

Bulimia Travel Insurance

Bulimia can impact your travel insurance needs and application too. Speak to a specialist travel insurance broker who can help you to get the right cover based on your condition. Read more here.

Our Recent Awards

Cover excellence awards winner 2018 PA Women in Financial Advice Awards Winner 2018 MoneyFacts Awards protection advisor 2018 Cover excellence awards highly commended 2018 MMA Best protection adviser Winner 2018

See our About Us page for more.

Feefo gold service award 2019


You can view a transcript for this CuraVision Mental Health video here.

What is Bulimia

Bulimia is an eating disorder where people try to control their food intake and body weight. Sufferers of this health condition binge eat, and then purge immediately after, either by vomiting or using laxatives. If not treated, people with bulimia may develop other serious health conditions such as heart problems and kidney damage.

Also: Bulimia Nervosa

Linked with: Depression, low self-esteem, alcohol misuse, self-harm, anxiety, abnormal heart rhythms, heart problems, kidney damage, convulsions, muscle spasms, obsessive compulsive disorder (OCD), post traumatic stress disorder (PTSD)

Possible Effects on Lifestyle

Some people with Bulimia may experience some or all of the following symptoms and problems:

  • Bad breath
  • Binge eating
  • Constipation
  • Dental problems
  • Frequent visits to bathroom after eating
  • Irregular periods
  • Isolation - not wanting to be around people
  • Overcritical attitude to body weight and shape
  • Overuse of laxatives
  • Purging
  • Scarred knuckles
  • Sore throat
  • Swollen glands
  • Vomiting

Medications and Treatments

  • Antidepressants
  • Cognitive Behavioural Therapy (CBT)
  • Counselling
  • Dialectical Behaviour Therapy (DBT)
  • Fluoxetine (brand name Prozac)
  • Group Therapy
  • Hypnotherapy
  • Interpersonal Therapy (IPT)
  • Life Coaching
  • Neuro Linguistic Programming (NLP)
  • Occupational Therapy
  • Refeeding
  • Self help
  • Vitamin and mineral supplements

Further Reading and Research

Client Reviews

The Special Risks Bureau has been rated 5.0 out of 5 based on 262 reviews.

Review by Emma on 1st January 2019

I could not be happier with the service given by Alan and Victoria. The insurance required was complicated by mental health issues and the compassion, patience, willingness to help, and genuine care shown by them was second to none. They continued to offer options and answer questions which were quite extensive, and when exploring personal subjects they were so kind and understanding. Would whole heartedly recommend and will definitely go back to them in the future. Thank you. - 5 Stars

You can read more of our reviews here.

For more information on specific health conditions, pastimes, occupations and countries please select here:

Author

Kathryn Knowles, Managing Director

Dr Kathryn Knowles Phd

This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here.