Vitality Life have announced that they are updating the points system that they use to calculate Life Insurance, Serious Illness, Income Protection and Private Medical Insurance policies.
With a Vitality Life policy you can reduce your policy premiums for living a healthy and active lifestyle. They currently have four tiers of points for you to reach in order to keep your premiums low. The following points apply to joint life Vitality insurance policies (2+ adults):
|Bronze||0||+2% to previous year|
|Silver||1600||+1% to previous year|
|Gold||3200||No change to premium|
|Platinum||4800||-1% to previous year|
Vitality Life are continuing to improve this product and have now altered their points system to make it easier for you to reach the higher reward levels. As of October 2015 the new points system for joint life plans will be as follows:
|Tier||Points Needed||Examples of how to achieve it (per planholder)|
If you have a hectic lifestyle and cannot commit to this leave of exercise each week there is no need to worry, there are many 'non-exercise' ways that you can gain points towards your Life Insurance policy. The above examples of how to achieve the points through exercise are just to show you one way of reaching the target points goal. There are many different ways to gain points and you can both contribute equally to the points or have one of you gain more than the other, they will all go towards your joint plan.
Below we have included a range of additional activities that you can pursue to gain points towards your Vitality Life policy.
|Activity||Points (Per Life Assured)|
|Completing a free online health review||100|
|Online non-smokers declaration||100|
|Non-smokers cotinine test||300 (inclusive of online non-smokers declaration)|
|Vitality Healthcheck||780 maximum
|Attending Weight Watchers meetings||780 maximum (15 per session)|
|5k Parkrun (as a participant)||10 points|
|Free fitness test at a registered gym||120 maximum|
|Sainsburys Healthy Food purchases||1 point per £2 spent on approved foods|
|Walking 7,000 steps||3|
|Walking 10,000 steps||5|
|Walking 12,500 steps||10|
|Cycling 30-59 minutes||5|
|Cycling 60+ minutes||10|
|Running 30+ minutes||10|
|High intensity workout 30+ minutes||10|
|Medium intensity workout 60+ minutes||10|
|Medium intensity workout 30+ minutes||5|
Not only do your points go towards reducing your Life Insurance, Serious Illness Cover, Income Protection and Private Medical Insurance there are also numerous partner benefits by having a policy with Vitality Life. The amount of benefit that you get at each of these partners may depend upon the points tier that you fall within.
You will have access to 50% off:
As well as this you could also use the following benefits from Vitality Life partners:
Please note that we use a range of providers whose products may be more suitable for your needs. If you would like to discuss your Life, Serious Illness, Income Protection and Private Medical Insurance needs please contact one of our advisers on 0800 567 7450.
*Please see plan documents for specific terms and conditions as to these rewards
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