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Insurance that rewards you? Bah! Pish Posh! You must be having a laugh!

No, I am not. There are protection insurance policies, that can reward you for living an active and health lifestyle. These policies can be perfect for anyone who is willing to engage with them.

All you need to do is record your fitness activities and you could access cashback, and other rewards, just for being healthy. Even your daily steps count! If you really engage with the policy, you can reduce your policy premiums year on year.

Next year sees the launch of a new life insurance policy, that is specifically designed for diabetics, who are trying to improve their condition. By actively taking steps to reduce HbA1C readings, people with diabetes will have the potential to reduce their policy premiums.

This new wave of protection insurance products shows that insurers are adapting. You may be wondering why on earth they would be offering rewards. Well, it's quite simple. By rewarding and incentivising people to be healthier now, the aim is that people will live longer and not need to claim on the policies. Yes, this is a clear win for the insurers. But, it is also a huge win for policyholders and their families, if the rewards work.

You can view our Healthy Living page here.

If you would like to view our Advent Calendar, click Here.

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