Do you have Crohn's disease? Ulcerative colitis? IBS? Diverticulitis? When you have a digestive condition, it is possible that the insurer may ask you a few questions about your health, to see if they can offer you the cover you want.
Some common questions you could be asked include:
Life Insurance - widely available, if you have had recent surgery or change in medication, then you may need to be selective as to which insurer you approach for the cover.
Critical Illness Cover - widely available, if your symptoms are severe or strong medications are in use, then you may need to look at specialist insurance policies.
Income Protection - often available, depending upon the condition that you have and the medications that are in use, you may have to look at specific insurers who can consider your application.
Private Medical Insurance - generally available, most policies will exclude claims related to your condition for at least a couple of years.
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Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.
The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.