There are two main ways to apply for Life Insurance: medically underwritten or non-medically underwritten.

If you choose a medically underwritten policy, premiums will likely be lower but you will be asked about your medical background. You are unlikely to need an actual medical unless you apply for a high level of cover or have a certain health risk.

Non-medically underwritten Life Insurance is generally more expensive but is guaranteed acceptance that almost anyone can obtain without health questions or a medical.

If you have any more questions give us a call on 0800 567 7450 or if you would like more information on Life Insurance click here.

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Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.

The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.

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