Plumbers Life Insurance can often be accepted at standard terms with many insurers. The insurance provider will mainly be interested as to whether your work is based in the UK or offshore. If you are an offshore plumber please visit our page focused on offshore workers, for indications of underwriting guidelines for all policies that are detailed.
Income Protection Insurance for plumbers can be placed with a number of insurance providers. You should place your application with an insurance provider who offers an own occupation definition for plumbers in their acceptance criteria. This will mean that should you make a claim your ability to work will be tested on the ability to work as a plumber. Suited occupation and any occupation are the alternative policy definitions available, that will broaden your claim criteria to your ability to work in similar or any other job role.
Income Protection Insurance for plumbers is available with different deferment periods, which essentially means the time period that you will need to wait before a claim is paid. Deferment periods are generally available from 1 day, 1 week, 4 weeks, 8 weeks, 13 weeks, 26 weeks and 52 weeks. The decision as to which deferment period you require will be influenced by your savings, employment benefits and the budget you have for the cover. Our financial advisers are on hand to help you decide which deferment period bests suits your circumstances, please feel free to call us.
For more information on specific health conditions, pastimes, occupations and countries please select here:
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Plumbers are highly skilled workers who maintain water systems in a variety of settings including residential premises, business offices, offshore rigs and water craft. Plumbers often work side by side with gas and heating systems, requiring them to be additionally vigilant as to the dangers that they can present.
Other Services Available
You can apply for any of the following services through ourselves
* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.
Further Reading and Research
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We are specialist high risk insurance advisers who are dedicated to helping everyone get the insurance that they need.
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