The Special Risks Bureau has been rated 5.0 out of 5 based on 116 reviews.
Review by George on 28th October 2016
“I was declined life insurance because I have HIV online. After speaking to cura I felt hopeful and was so grateful that they found me cover. I can't recommend them enough for their caring and professional attention.” - 5
You can read more of our reviews here.
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HIV affects the strength or fighting ability of the human body's immune system. This means that the body's self defence mechanism (CD4 cells) for fighting foreign contagions and bacteria becomes significantly reduced. HIV can be contracted through sexual transmission (blood, semen or vaginal fluid), infected blood transfusion, infected needle sharing and potentially from mother to child.
Diagnosed early and with the quick administration of medication, HIV infected individuals can live long and healthy lives. HIV should not be mistaken for AIDs (Acquired Immunodeficiency Syndrome) which is a late-stage development of HIV. A person is considered to have developed AIDs when the HIV virus has weakened their immune system to a point where other serious illnesses manifest e.g. encephalitis, Kaposi's sarcoma, pneumonia, etc.
Other Services Available
You can apply for any of the following services through ourselves
* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.
Further Reading and Research
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