Life Insurance for people with iron deficiency anaemia may be available at standard terms if the condition is well controlled through iron tablets and/or diet. You should disclose all symptoms that you experience from the condition such as dizziness and fainting when you complete your Life Insurance application.
Critical Illness Cover for those with iron deficiency anaemia may also be available at normal terms if your symptoms are well controlled with iron tablets and diet control. Any symptoms that you have from the iron deficiency anaemia and any secondary conditions that have presented should be detailed in full on your Critical Illness application.
Income Protection for people with iron deficiency anaemia will be underwritten with a clear focus upon any time that you have had off work due to the condition. It is possible that the Income Protection application be accepted at normal terms provided that the condition is well controlled through medication and/or dietary management.
Some potential problems experienced by individuals who have iron deficiency anaemia include:
Difficulty swallowing (dysphagia)
Heightened care during pregnancy and menstruation
Medications and Treatments
Ferric Carboxymaltose (Ferinject)
Iron Dextran (CosmoFer)
Iron Sucrose (Venofer)
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Iron deficiency anaemia is diagnosed when the body is unable to produce enough red blood cells for organs and body tissue to receive sufficient oxygen, due to a lack of iron in the body. The most common cause of iron deficiency anaemia is the development of gastrointestinal bleeding which is generally caused by the use of non-steroidal anti-inflammatory drugs (NSAIDs), stomach ulcers, stomach, colon or bowel cancers and angiodysplasia.
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