A pension is designed to provide you with a sum of money or regular monthly income once you have retired and/or reached state pension age.
A pension is intended to cover at least the basic costs of living so that you can continue to live comfortably once employed income stops.
Pensions are designed to provide an individual with a regular monthly income once they are no longer working or have reached a certain age. A pension is intended to cover at least the basic costs of living so that you can continue to live comfortably once employed income stops. There are numerous pensions currently available but the most relevant ones for the near future are as follows:
What is a Pension Transfer?
If you have a frozen pension or you have not reviewed your pension for a number of years you may find that better plans may be available for you. In this circumstance a fully qualified financial adviser could help you by sourcing you a better plan.
How will my Special Risk affect this?
Your special risk may affect your ability to claim a state pension, if your health has resulted in you being unable to work and make the necessary National Insurance contributions to meet eligibility requirements. With upcoming pensions changes all employers will be required to contribute and enforce pensions schemes upon employees, so if you are employed you should receive at least some form of a pension when you reach retirement age.
Special Risks Bureau do not offer advice on pensions or pension transfers. Enquiries about cover are referred to an authorised third party.
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