Thalassaemia & Life Insurance

Request a Callback

By clicking on submit I / We give consent for you  to call me / us on the number provided to discuss my / our financial requirements.

Life Insurance for people with thalassaemia may be accepted at normal terms with some insurers. The insurance provider that you approach will want to see a report from your GP to get a clear picture as to how the condition affects you, the severity of the symptoms that you experience and the medications/treatments that you use. Where the thalassaemia and accompanying treatments are of a low severity Life Insurance may be available at standard terms. If the thalassaemia has moderate to severe symptoms then Life Insurance may be available to you at special terms or in extreme cases declined.

Thalassaemia & Life InsuranceAlso Known as: Alpha thalassaemia major, HbH disease, Beta thalassaemia intermedia (BTI), Beta thalassaemia major (BTM), haemoglobin H disease, non-transfusion-dependent thalassaemia (NTDT), thal, thalassaemia minor (thalassaemia trait), Hb Barts

Linked with: Hepatitis, osteoporosis, liver disease, heart failure, cirrhosis

Possible Symptoms: Delayed puberty, arrhythmia, enlarged liver (fibrosis), tiredness, breathlessness

Critical Illness Cover for people with thalassaemia is currently only available to those with thalassaemia minor (thalassaemia trait). If you have thalassaemia minor you may be able to secure Critical Illness Cover at standard terms with some insurers.

 

Income Protection for people with thalassaemia is currently only available to those with thalassaemia minor (thalassaemia trait). If you have thalassaemia minor you may be able to secure Income Protection at normal terms with some insurance providers.

GET AN INCOME PROTECTION QUOTE

 

Whilst Income Protection is not available to you it is worthwhile considering Accident, Sickness and Unemployment Cover. This policy will provide short-term income protection of between 12 and 24 months and does not require medical underwriting to arrange. An Accident, Sickness and Unemployment policy will pay a benefit claim if you are unable to work due to disability, long-term illness or involuntary redundancy. Whilst your condition will have no impact upon the acceptance terms of the policy, any claim that you place will exclude the inability to work due to pre-existing medical conditions including the thalassaemia.

GET AN ACCIDENT, SICKNESS AND UNEMPLOYMENT QUOTE

By clicking on the link(s) above you will be departing from the regulatory site of Special Risks Bureau. The Special Risks Bureau (Cura Financial Services) is not responsible for the accuracy of the information contained within the linked site(s).

Some potential problems experienced by individuals who have thalassaemia include:

  • Prominent facial features
  • Enlarged spleen (hypersplenism)
  • Blood transfusions
  • Bone marrow transplant
  • Deferasirox (Exjade)
  • Deferiprone (Ferriprox)
  • Desferrioxamine mesilate (Desferal)
  • Iron chelation therapy
  • Stem cell transplants
Thalassaemia & Life Insurance

Dr Kathryn Knowles Phd

Author
This page was written by Dr Kathryn Knowles Phd, an award-winning insurance adviser. To read more about Kathryn please see her bio here

Thalassaemia & Life Insurance

Client Reviews

Thalassaemia & Life Insurance

Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

Guides & News

Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!

Our Recent Awards

Thalassaemia & Life Insurance
Thalassaemia & Life Insurance
Thalassaemia & Life Insurance
Thalassaemia & Life Insurance
Thalassaemia & Life Insurance