Pseudoxanthoma Elasticum

Request a Callback

By clicking on submit I / We give consent for you  to call me / us on the number provided to discuss my / our financial requirements.

Life Insurance, Critical Illness Cover and Income Protection for people with Pseudoxanthoma Elasticum

Pseudoxanthoma Elasticum

  • Also Known as: PXE
  • Linked with: Joint hypermobility, atherosclerosis, hypertension, coronary artery disease, angina, myocardial infraction, Ehlers-Danlos syndrome, Marfan’s syndrome, Buschke-Ollendorff syndrome, Fe-deficient anaemia, diabetes mellitus, heart attacks
  • Possible Symptoms: Skin lesions, fatigue, retinal haemorrhage, mitral valve prolapse, mitral regurgitation

Life Insurance

Life Insurance for those with pseudoxanthoma elasticum will need to be reviewed by the insurance provider on a case by case basis. The insurer will want to see a report from your GP to establish how the condition affects you, if there are any complications to the blood vessels, any pain that you experience and any secondary conditions that are present. It is probable that any cover for Life Insurance that can be made will be at non-standard terms which will involve an increase to the base policy premium.

Critical Illness Cover

Critical Illness Cover for people with pseudoxanthoma elasticum will not generally be available with most standard insurers. Any application that you place for Critical Illness Cover will be reviewed in conjunction with a report from your GP and will include details such as the time since diagnosis, severity of symptoms and treatments in use. Critical Illness Cover applications for those with pseudoxanthoma elasticum will need to be assessed on a case by case basis with the insurers senior underwriting team.

Income Protection

Income Protection for those with pseudoxanthoma elasticum is often unavailable in the standard insurance market. The insurance provider that you approach will want to know if the condition has impacted upon your ability to work, the frequency and severity of your symptoms, and any secondary conditions that you have. Your application for Income Protection will be reviewed on an individual basis by the insurers senior medical underwriting team.

Where Income Protection is unavailable it may be worthwhile considering Accident, Sickness and Unemployment cover. This type of policy will offer 12-24 months of income replacement if you are unable to work due to disability, long-term illness or involuntary redundancy. Accident, Sickness and Unemployment policies are not medically underwritten which means that your pseudoxanthoma elasticum will have no bearing upon the policy acceptance terms. However any claim that you place will exclude pre-existing medical conditions including pseudoxanthoma elasticum.

Summary Definition

Pseudoxanthoma elasticum is an inherited condition that is diagnosed when fragmentation and calcification occurs within the elastic fibres of the skin, causing the skin to take on a cobblestone-like appearance. Affecting more women than men the condition leads to complications within the retinal, dental, cardiovascular and gastrointestinal systems.

Possible Effects on Lifestyle

Some potential problems experienced by individuals who have pseudoxanthoma elasticum include:

  • Avoid heavy lifting
  • Avoiding contact sports
  • Dietary considerations
  • Family planning considerations
  • Medication considerations
  • Regular eye exams
  • Self-monitor of visual ability using an Amsler grid
  • Self-monitor for signs of gastrointestinal bleeding
  • Use of dietary supplements

Medications and Treatments

  • Bi-yearly fundus examination
  • Echocardiogram (ECG)
  • Endoscopy
  • FBC and ferritin blood tests
  • Fluorescein Angiography
  • Optical Coherence Tomography (OCT)
  • For more information on specific health conditions, pastimes, occupations and countries please select here:

Client Reviews

Pseudoxanthoma Elasticum

Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Get a Quote

Please feel free to request a quote from us using our online form. The more information that you can provide us about your health conditions, hobbies, travel and/or occupation, the more accurate indications of price we’ll be able to give you.

What We Offer?

  • Experienced and knowledgeable advisers
  • Specialist advice with no fees to pay
  • Full assistance with all of your paperwork
  • Put your policy into trust at no cost
  • A dedicated insurance adviser for you

Guides & News

Here’s our latest guides, musings, charity work, podcast, awards and industry updates. There’s a lot going on!

Our Recent Awards

Pseudoxanthoma Elasticum
Pseudoxanthoma Elasticum
Pseudoxanthoma Elasticum
Pseudoxanthoma Elasticum
Pseudoxanthoma Elasticum