Iron Deficiency Anaemia & Life Insurance
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Life Insurance, Critical Illness Cover and Income Protection for people with Iron Deficiency Anaemia
Also Known as: IDA
Linked with: Stomach cancer, stomach ulcer, colon cancer, bowel cancer, tachycardia, heart failure, tinnitus, Chronic Kidney Disease (CKD), angiodysplasia, inflammatory bowel disease, Crohn’s disease, ulcerative colitis, oesophagitis, coeliac disease
Possible symptoms: Tiredness, heart palpitations, pale complexion, shortness of breath, headaches
Possible symptoms: Stomach cramps, bloating, diarrhoea, constipation, back pain
Life Insurance for people with iron deficiency anaemia may be available at standard terms if the condition is well controlled through iron tablets and/or diet. You should disclose all symptoms that you experience from the condition such as dizziness and fainting when you complete your Life Insurance application.
If you are prescribed B12 injections please see our vitamin B12 folate deficiency anaemia page.
Critical Illness Cover for those with iron deficiency anaemia may also be available at normal terms if your symptoms are well controlled with iron tablets and diet control. Any symptoms that you have from the iron deficiency anaemia and any secondary conditions that have presented should be detailed in full on your Critical Illness application.
Income Protection for people with iron deficiency anaemia will be underwritten with a clear focus upon any time that you have had off work due to the condition. It is possible that the Income Protection application be accepted at normal terms provided that the condition is well controlled through medication and/or dietary management.
Some potential problems experienced by individuals who have iron deficiency anaemia include:
- Dietary considerations
- Difficulty swallowing (dysphagia)
- Mouth ulcers
- Spoon-shaped nails
- Feeling itchy
- Hair loss
- Heightened care during pregnancy and menstruation
- Ferric Carboxymaltose (Ferinject)
- Iron Dextran (CosmoFer)
- Iron Sucrose (Venofer)
- Iron supplements
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