Scottish Widows and LV revamp Critical Illness Cover

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Scottish Widows and LV revamp Critical Illness Cover

Understanding the differences between Critical Illness policies, is not always the simplest of things.

Insurers can cover different conditions and set their own levels of how severe a diagnosis must be to make a claim. These are also reviewed and changed over time.

This can mean that someone with critical illness cover set up a couple of years ago, will probably have different cover to a person setting it up now with the same insurer.

A big thing with critical illness cover is the number of conditions that an insurer offers. Many people think that the higher the number the better the cover, which is often true.

But! There are times where an insurer may list lots of similar conditions and their numbers then seem higher, compared to another insurer that lists them all under one.

Scottish Widow and LV have recently revamped their critical illness cover and we are seeing this situation, when comparing their new policies.

My latest comments are with the Financial Times Adviser here.

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Scottish Widows and LV revamp Critical Illness Cover

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Scottish Widows and LV revamp Critical Illness Cover
Scottish Widows and LV revamp Critical Illness Cover
Scottish Widows and LV revamp Critical Illness Cover
Scottish Widows and LV revamp Critical Illness Cover
Scottish Widows and LV revamp Critical Illness Cover