When you think of hazardous pastimes some of the first ones that come to mind are probably rock climbing, base jumping, caving, scuba diving, sailing, etc. Well one thing that always tickles me is that even horse riding can be considered hazardous when you apply for insurance!
Whether you are into water sports, motor sports or private aviation the questions that you will be asked will be specifically tailored to what you do. Here are a few common questions that are likely to be asked when you apply for insurance:
Life Insurance - widely available, specific insurers look upon different pastimes more favourably than others, so you should be selective as to who you approach for the cover.
Critical Illness Cover - widely available, depending upon the perceived risks of your pastime, it is possible that the insurer will exclude claims caused by your hobby.
Income Protection - widely available, many providers will exclude claims related to your hobby, it is worthwhile shopping around for an insurer that will cover your pastime.
Private Medical Insurance - widely available, ensure that your policy covers your pastime, and if required, provides international cover.
If you would like to view our Advent Calendar, click Here.
Request a Callback
By clicking on submit I / We give consent for you to call me / us on the number provided to discuss my / our financial requirements.
Talk to a Friendly Adviser
Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.
Get a Quote
Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.
The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.