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When you have epilepsy the insurer is going to ask some specific questions related to your condition.

Common questions include:

  • What type of epilepsy do you have? Grand mal, petit mal, nocturnal?
  • When were you diagnosed with epilepsy?
  • Was there a specific cause for the epilepsy? Was it caused by a stroke?
  • How often are your seizures?
  • When was your last seizure?
  • What medications do you take?
  • Have you ever been hospitalised due to the epilepsy?
  • Do you hold a valid driving license?

By answering these questions, the insurer can get a good idea, as to how the epilepsy impacts upon your health.

Life Insurance - widely available, may need to approach specialist providers if your symptoms are severe.

Critical Illness Cover - widely available, again you may nee to approach a specialist insurer if your condition is severe.

Income Protection - widely available, it is possible that the cover will be offered with an exclusion for claims related to epilepsy, or the premiums increased.

Private Medical Insurance - generally available, most policies will exclude claims related to epilepsy for at least a couple of years.

You can view our Epilepsy Health Condition page here.

If you would like to view our Advent Calendar, click Here.

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