In this video I discuss the advice that we gave to Wendy, a woman that came to us one year after gastric bypass surgery, for weight loss. Wendy already had life insurance in place, but it did not cover her full mortgage liability. We advised Wendy to keep her current life insurance in place and arrange for her to have a small top up of life insurance, to provider her with peace of mind that her family would have the funds to pay off the mortgage in the event of her death.
For more information about Gastric Bypass Life Insurance, please visit our dedicated page here.
Hi and welcome to episode W of the CuraVision ABC series. And today, I'm going to be talking about Wendy.
Wendy came to us a non-smoker, she was 57 years old, and one year prior to speaking with us about her insurances, she had had weight loss surgery. She'd had a gastric band fitted and her BMI was currently at around 35. So, Wendy had an interest only mortgage. It was £267,000 over nine years and she already had some life insurance in place but not to cover the full amount of that mortgage.
So what we advised her to do was to keep the existing cover in place because that had been put in place before she'd had the gastric bypass surgery and there hadn't been any kind of rating on the policy. And, the policy that we did was arrange a top up on the original cover.
So we arranged her to have level life insurance of £147,000 over nine years for an approximate monthly premium of £68.
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