Answer:

This is fully dependent upon your individual circumstances. Different Insurers are better for age, smoker status, BMI, medical conditions, foreign travel and occupation classes. Insurance Providers will not factor your gender, sexual orientation or religion into your policy acceptance terms. Insurer X may decline you cover because of your health, whereas Insurer Y may be able to offer you standard terms.

Using an established broker with experience in the Insurance market can save you a lot of time searching for the most appropriate provider for your needs and get you the best possible terms. You may be asked to submit your details to multiple Insurance companies if your adviser feels that you may receive a rating to your application, so that you are able to see a fair representation of the policy terms that are available for you from a number of providers.

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Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.

The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.

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