Total Permanent Disability 2023
TPD is designed a kind of catch all for diagnosis of a condition that isn’t specifically covered by the critical illness contract, but is massively affecting your life. This can be both your ability to carry on working or your ability to do day to day things, depending upon how the insurer offers it to you.
We Are Winners
Since 2012 we have dedicated our team to being specialists in protection insurance. With 52 wins and 13 highly commended awards behind us, we think we have certainly managed to achieve our goal.
Life Insurance for Gift Planning 2023
In the UK there are times where the money you give to someone can be taxed, if you die within seven years of giving them the money. A lot of people do not realise this and it’s easy to end up in this situation without realising it.
Life Insurance for Inheritance Tax Planning 2023
When you die within the UK your next of kin might need to pay tax to the government. The UK government says that if the value of your estate is more than a certain level, then there has to be tax paid to allow your next of kin to have access to what you have left them.
Life Insurance in Trust 2023
Trusts are a legal document that tell the insurer, your loved ones and HRMC who you want to get the money from a life insurance claim.
6 Things to Know About Life Insurance and Travel 2023
When you are applying for life insurance you are often asked questions about your travel in the last 3 years and any travel that you have planned in the near future.
4 Things to Know About Life Insurance and Prostate Cancer 2023
For the moment if you currently have prostate cancer or have done in the past, then you will need to let most UK life insurers know when you apply for cover. There are sometimes exceptions and it’s always worth asking us so that we can let you know if you are eligible for these.
Can I Get Life Insurance With Kidney Disease 2023
When you have kidney disease there are often options for life insurance for you, it’s just a matter of finding the right insurer for you. There are so many things about your kidney disease that can alter which insurer will give you the most competitive premium.
Life Insurance for Pre-Diabetics 2023
With diabetes there is quite a difference between what the medical world say versus the insurance world. We explain the difference to you.
Can I Get Life Insurance With Epilepsy 2023
We are proud to have been supporting members of Epilepsy Action and the wider epilepsy community, in getting their life insurance in place over the years. We have spent this time developing our knowledge of epilepsy and how different insurers view this condition, so we quickly know where to place your insurance.
