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Life Insurance

If you canoe, Life Insurance applications may need to detail your hobby. It is best to speak with a broker who will know where to place your application, some insurers ask about canoeing or kayaking others do not. It is possible to secure Life Insurance for canoers or kayakers at standard terms but this will be dependent upon the regularity of your activity, where you canoe, the experience you have and any qualifications that you hold. For individuals who take part in competitions you may find that the insurer increases the policy premiums. Even if you regularly canoe or take part in competitions it is very likely that your cover will still be acceptable at standard terms with the right insurance companies.

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Critical Illness Cover

Critical Illness Cover applications that include a canoeing disclosure are likely to receive normal terms, provided that the correct insurer is chosen to place your application with. Certain more hazardous activities such as whitewater rafting may need further consideration from insurance companies but so long as it is not too regular then cover should still be acceptable at normal terms.

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Income Protection

Income Protection for canoers can often be available at standard rates so long as the correct insurers are chosen. Some activities such as whitewater rafting may need insurers to look more carefully at your activity, but if only occasional, should not cause any major concern.

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Canoeing can be either a solo or group activity, in which people sit in an open-deck canoe using one or more paddles to move across water.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

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