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Life Insurance

When you apply for Life Insurance, ballooning will be assessed by the insurer in regards to whether your craft remains tethered or is in free flight, how many hours you spend in the air and if you are a member of a reputable association of ballooners. Where there is no competitive aspects to the gliding you may be able to secure Life Insurance at normal terms, however if you spend a great detail of time in the air your policy premiums could be increased. Where you take part in record attempts or racing it is possible that your application will be referred for additional underwriting on a case by case basis.

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Critical Illness Cover

Critical Illness Insurance for those who pursue ballooning will typically come with an exclusion to any health conditions that you incur due to your pastime unless flights are infrequent.

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Income Protection

Income Protection for ballooners is likely to come with an exclusion to any claim that is made as a result of your ballooning activities unless flights are infrequent.

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You could however consider Accident, Sickness and Unemployment Cover. This policy will provide a short-term income replacement of between 12 and 24 months if you are unable to work due to disability, illness or involuntary redundancy. Many insurers who offer Accident, Sickness and Unemployment Cover will not be concerned with your ballooning activities but you should read your policy documentation thoroughly to make sure you are covered for your pastimes.

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Ballooning is the activity of flying through the air whilst in a basket attached to a large balloon. The flight is sustained by natural air currents, a burner situated within the craft and the pilots ability to steer the balloon. In general hot air balloons are free-flying craft for leisure purposes but they can also be tethered to the ground for short flight experiences.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research

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