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Life Insurance

Life Insurance for people with tachycardia can be available with a number of insurance providers. The insurer that you approach will want to know what investigations you have had, the type of tachycardia that is present, the regularity of episodes and what treatment is in place. The insurer may want to know details about your heart rate and will probably want to see a report from your GP to confirm this information.

For those with mild tachycardia that is limited to ectopic beats it is possible that Life Insurance may be available at normal terms. Where more severe forms of tachycardia are diagnosed, such as supraventricular tachycardia, if Life Insurance is available it will may be at non-standard terms (premium increase).

Get a Life Insurance Quote

Critical Illness Cover

Critical Illness Cover for people with tachycardia may also be available at standard terms depending upon the severity of diagnosis, treatments in use and regularly of attacks. The milder the condition the more likely it is that normal terms will be available for Critical Illness Cover. If a more severe form of tachycardia is present, strong medications are in use and/or there are regular flare ups of the condition, it is possible that the insurer may choose to offer Critical Illness Cover at special terms (premiums increase).

Get a Critical Illness Cover Quote

Income Protection

Income Protection for people with mild tachycardia will generally be available at standard terms if you place your application with an insurer that offers favourable terms for the condition. Where a more severe form of tachycardia is present the insurer may choose to offer non-standard terms for Income Protection (premium increase). The insurer will be particularly interested in the results of any investigations you have had, the types of medications that are in use, the time since diagnosis and the frequency and severity of the attacks that you experience.

Get an Income Protection Quote

Possible Effects on Lifestyle

Some potential problems experienced by individuals who have tachycardia include:

  • Fainting
  • Fatigue

Medications and Treatments

  • Acebutolol
  • Acebutolol Hydochloride (Sectral)
  • Adenosine (Adenocor)
  • Amiodarone
  • Amiodarone Hydrochloride (Cordarone X, Minijet amiodarone)
  • Aspirin
  • Atenolol
  • Betaloc
  • Bisoprolol fumarate (Cardicor, Emcor)
  • Bivalirudin (Angiox)
  • Carvedilol
  • Catheter ablation
  • Clopidogrel (Plavix)
  • Digoxin (Lanoxin)
  • Diltiazem
  • Disopyramide (Rythmodan capsules)
  • Disopyramide phosphate (Rythmodan)
  • Electrocardiogram (ECG)
  • Flecainide
  • Flecainide Acetate (Tambocor)
  • Lidocaine hydrochloride (Minijet Lidocaine)
  • LopresorMetoprolol
  • Nadolol (Corgard)
  • Oxprenolol
  • Propafenone
  • Propafenone Hydrochloride (Arythmol)
  • Propranolol Hydrochloride (Inderal, Syprol)
  • Sotacor
  • Sotalol
  • Sotalol Hydrochloride (Beta-Cardone)
  • Tenormin
  • Trasicor
  • Valsalva manoeuvre
  • Verapamil
  • Verapamil Hydrochloride (Cordilox, Securon, Univer, Vera-Til, Vertab, Zolvera)

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

The most common form of tachycardia is supraventricular tachycardia which is characterised by periods of an increased heartbeat that can last anywhere from a couple of seconds to days. These ectopic beats are fast and irregular and are not generally life threatening. The causes can be a secondary medical condition or triggers such as stress, certain medications, excessive caffeine or alcohol consumption.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research