When you have right bundle branch block your Life Insurance application will be reviewed by the insurance provider alongside a report from your doctor. By contacting your doctor the insurer can fully assess your medical history and underwrite your policy with a clear picture of your health. Where right bundle branch block is very mild some insurers may be able to offer you standard terms for Life Insurance. However it is more normal for those with the condition to have the Life Insurance policy accepted at special terms.
Critical Illness Cover is currently unavailable for those with right bundle branch block.
Income Protection is currently unavailable for those with right bundle branch block.
As an alternative to Income Protection you should consider Accident, Sickness and Unemployment Cover. An Accident, Sickness and Unemployment policy provides between 12 and 24 months of income replacement should you be unable to work due to disability, significant injury or involuntary redundancy. Your diagnosis of right bundle branch block will not be considered by the insurer at the point of your application, but it will be taken into account and excluded from any claims that you make.
Some potential problems experienced by individuals who have right bundle branch block include:
Breathlessness after exercise
Medications and Treatments
Treatment based upon underlying cause
For more information on specific health conditions, pastimes, occupations and countries please select here:
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Right bundle branch block can be diagnosed in individuals with healthy hearts or in those who have some form of heart disease. The condition is identified by monitoring the electrical pathways within the heart and establishing if they are performing at a slower rate than normal.
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