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Life Insurance

When you apply for Life Insurance, neurofibromatosis type 2 will need to be fully declared to the insurer who will in turn request a report from your doctor in regards to your condition. Your doctor will be asked to detail the severity of your condition by describing how many tumours you have, how many tumours have been removed, how quickly the tumours develop and any other medical conditions and treatments that you have in relation to the neurofibromatosis. Your application will need to be reviewed on an individual basis by the chief medical officer for the insurer you approach. If your Life Insurance application is accepted it will most likely be at non-standard terms due to the inherent risks associated with your condition.

Get a Life Insurance Quote

Critical Illness Cover

Critical Illness Cover for people with neurofibromatosis type 2 will again be dependent upon the details of a doctors report, that will be assessed by the insurers chief medical officer. Any offer for Critical Illness Insurance that is made to you will be at special terms and will be directly linked to the severity of past and present tumours, the speed at which your tumours typically progress and any related secondary conditions that have developed.

Get a Critical Illness Cover Quote

Income Protection

Income Protection for those with neurofibromatosis type 2 will also need to be reviewed by the insurers chief medical officer and it is probable that any offer for cover will be made at non-standard terms. Terms will be based upon your doctors report detailing your current health and past medical history. Where symptoms are moderate to severe and there are secondary conditions present your policy will be loaded further or in extreme cases declined.

Get an Income Protection Quote

If you find that the terms of Income Protection provided to you are not suitable for your needs, it may be of interest to consider Accident, Sickness and Unemployment Cover. This type of policy will pay you a regular monthly income for 12-24 months if you are unable to work due to disability, severe injury or involuntary redundancy. The insurer will not review your neurofibromatosis type 2 at the point of application, but it will be excluded from any claims that you make in the future.

Get an Accident, Sickness and Unemployment Quote

Possible Effects on Lifestyle

Some potential problems experienced by individuals who have neurofibromatosis type 2 include:

  • Balance difficulties
  • Loss of hearing
  • Loss of vision
  • Loss of sense of smell and taste
  • Seizures
  • Headaches

Medications and Treatments

  • Surgical removal of tumours
  • Annual screening
  • Radiotherapy
  • Hearing aids

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Neurofibromatosis Type 2 usually develops anytime from the late teens onwards and is characterised by the growth of benign and/or malignant tumours, often within the brain or spine.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research