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Life Insurance

Insurance providers may be able to offer Life Insurance to those who have had bulimia. Your current height and weight will be taken into consideration when the insurers assess your application for Life Insurance, along with any medication you are taking. The insurer will want to know the lowest weight that it has been and how long ago this was, and if you have lost a significant amount of weight in the last year. For those who have had bulimia and now have a stable BMI, it is possible that Life Insurance could be available on the standard market.

If you currently have Bulimia, or a high/low BMI, you may need to apply for Life Insurance with a specialist provider. It is common practice, with many health conditions, for the insurer to ask for a report from your GP about your current health and how your health condition affects your life now.

Get a Life Insurance Quote

Critical Illness Cover

As with Life Insurance, insurers will ask you about your current health when you apply for Critical Illness Cover, specifically details about your weight and any mental health symptoms linked to the bulimia. You may be able to access Critical Illness Cover on the standard insurance market, if you have recovered from the bulimia and now have stable control over your weight. If you still have symptoms of bulimia and/or have a BMI that falls outside of the acceptance on the standard market, you may need to apply for Critical Illness Cover with a specialist insurer.

Get a Critical Illness Cover Quote

Income Protection

Income Protection for those who have bulimia may be available, if the condition is no longer active and there are no lasting associated symptoms. Depending upon your circumstances, you may find that some form of a mental health exclusion is placed on the Income Protection claims set. You ideally want to arrange an Income Protection policy on an own occupation basis, that will give you access to the strongest claims set for this cover.

Get an Income Protection Quote

Should you find that Income Protection is not available to you, or you do not want to proceed with the terms that are on offer, you may wish to consider Accident, Sickness and Unemployment Cover. This type of policy offers short term Income Protection for between 12 and 24 months if you are unable to work due to disability, long-term injury and involuntary redundancy. These policies are not medically underwritten at the time of application, so your history of bulimia will have no bearing on the acceptance terms of the cover. However, you should be fully aware that any claim that you place on the policy will be subject to medical underwriting, and the inability to work due to bulimia will be excluded from the policy claims set.

Get an Accident, Sickness and Unemployment Quote

Bulimia Travel Insurance

Are you planning on travelling abroad? We work with a specialist travel insurance broker who can arrange cover for most medical conditions. To access your no obligation quotation for travel insurance, click here.

Possible Effects on Lifestyle

Some potential problems experienced by individuals who have bulimia nervosa include:

  • Bad breath
  • Binge eating
  • Constipation
  • Dental problems
  • Frequent visits to bathroom after eating
  • Irregular periods
  • Isolation - not wanting to be around people
  • Overcritical attitude to body weight and shape
  • Overuse of laxatives
  • Purging
  • Scarred knuckles
  • Sore throat
  • Swollen glands
  • Vomiting

Medications and Treatments

  • Antidepressants
  • Cognitive Behavioural Therapy (CBT)
  • Counselling
  • Dialectical Behaviour Therapy (DBT)
  • Fluoxetine (brand name Prozac)
  • Group Therapy
  • Hypnotherapy
  • Interpersonal Therapy (IPT)
  • Life Coaching
  • Neuro Linguistic Programming (NLP)
  • Occupational Therapy
  • Refeeding
  • Self help
  • Vitamin and mineral supplements

For more information on specific health conditions, pastimes, occupations and countries please select here:

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Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Bulimia is an eating disorder where people try to control their food intake and body weight. Sufferers of this health condition binge eat, and then purge immediately after, either by vomiting or using laxatives. If not treated, people with bulimia may develop other serious health conditions such as heart problems and kidney damage.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research