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Update

Recent changes within the insurance industry now mean that Income Protection is now available in some circumstances where the condition is well controlled.

Get an Income Protection Quote

Life Insurance

Life Insurance for people with angina will always be subject to special terms, that will include a premium increase to base prices. When underwriting your policy the insurer will want to know the frequency of your symptoms, medication in use, your BMI and any other related conditions such as high blood pressure and cholesterol. Depending upon your age and if you have diabetes as well, you may need to place your application with a specialist insurer. It is likely that the insurance provider will want to see a report from your GP regarding your present state of health and how the angina impacts upon it.

Get a Life Insurance Quote

Critical Illness Cover

Critical Illness Cover is currently unavailable for those with angina.

Income Protection

Income Protection is currently unavailable for those with angina.

Alternatively you may wish to consider Accident Sickness and Unemployment Cover that can provide short term income protection of between 12 and 24 months. The policy will pay out if you are unable to work due to serious illness or injury, or if you are made involuntarily redundant. Accident, Sickness and Unemployment policies are setup without looking into the holders medical history, meaning that your angina will not impact upon your policy acceptance. However you should be aware that any claim that you make will exclude anything related to your angina.

Get an Accident, Sickness and Unemployment Quote

Possible Effects on Lifestyle

Some potential problems experienced by individuals who have angina include:

  • Cold weather
  • Dietary restrictions
  • Pain in the arms, neck, stomach and jaw
  • Potential driving restrictions
  • Potential flying restrictions
  • Specific exercise regimes

Medications and Treatments

  • Acebutolol
  • Acebutolo Hydrochloride (Sectral)
  • Acupuncture
  • Amlodipine (Istin)
  • Amlostin
  • Angiotensin-converting enzyme (ACE) inhibitors
  • Atenolol
  • Atenolol/Nifedipine (Beta-Adalat)
  • Beta-blockers
  • Betaloc
  • Bisoprolol Fumarate (Cardicor, Emcor)
  • Calcium channel blockers
  • Carvedilol
  • Cognitive behavioural therapy (CBT)
  • Coronary angiography
  • Coronary artery bypass graft (CABG)
  • Diltiazem
  • Diltiazem Hydrochloride (Adizem, Angitil, Bi-Carzem, Calcicard, Dilcardia, Dilzem, Horizem, Kenzem, Retalzem, Slozem, Tildiem, Viazem, Zemtard)
  • Electrocardiogram (ECG)
  • Enhanced external counterpulsation (EECP)
  • Exercise tolerance test (ETT)
  • Felodipine (Cabren, Cardioplen, Felendil, Felogen, Felotens, Neofel, Parmid, Pinefeld)
  • Glyceryl Trinitrate (Transiderm-Nitro, Vascalpha)
  • Felodipine/Ramipril (Triapin)
  • Isosorbide Dinitrate (Xismox)
  • Isosorbide Mononitrate (Chemydur, Cibral, Isoket, Monomil, Monosorb)
  • Long-acting nitrates
  • Lopresor
  • Low-dose aspirin
  • Metoprolol
  • Myocardial perfusion scintigraphy (MPS)
  • Nadolol (Corgard)
  • Nicardipine
  • Nicardipine Hydrochloride (Cardene)
  • Nicorandil (Ikorel)
  • Nifedipine (Adalat, Adipine, Calchan, Coracten, Fortipine, Hypolar, Kentipine, Nifopress, Tensipine)
  • Oxprenolol
  • Oxprenolo Hydrochloride (Trasicor)
  • Percutaneous coronary intervention (PCI), coronary angioplasty
  • Pindolol (Visken)
  • Plendil
  • Procoralan (Ivabradine)
  • Propranolol
  • Propranolol Hydrochloride (Bedranol, Beta-Prograne, Inderal, Syprol)
  • Ranolazine (Ranexa)
  • Statins
  • Tenif
  • Tenormin
  • Timolol
  • Timolol Maleate (Betim)
  • Transcutaneous electronic nerve stimulation (TENS)
  • Verapamil
  • Verapamil Hydrochloride (Cordilox, Securon, Univer, Vera-Til, Vertab, Zolvera

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Talk to a Friendly Adviser

Please feel free to call us on 0800 567 7450 and one of our qualified insurance advisers will be happy to assist you.

Summary definition

Typically angina occurs when the blood flow to the heart becomes restricted due to a narrowing of the arteries (atherosclerosis). In the case of stable angina a flare up may occur due to a trigger activity such as exercise, at which point the hardened arteries to the heart struggle to cope with the increased blood flow caused by physical exertion. Stable angina will usually settle after a few minutes of rest. Unstable angina is generally treat as a medical emergency as the symptoms quickly onset with no direct cause.

Other Services Available

You can apply for any of the following services through ourselves

* Please note that accident and sickness cover will likely exclude pre-existing health conditions.
** These services are placed with our selected partners.

Further Reading and Research