You would think that Serious Illness Cover and Critical Illness Cover are one and the same. Confusingly they are different products and in this article we will try and offer a clear breakdown of the difference between the two products.
|Serious Illness Cover (VitalityLife Plan)||Critical Illness Cover|
|Minimum monthly premium:
||Minimum monthly premium:
|Amount of illnesses covered:
||Amount of illnesses covered on a standard contract:
|Core illnesses that are covered on a standard contract:
||Core illnesses that are covered on a standard contract:
|ABI+ conditions on the standard contract:
||ABI+ conditions on the standard contract:
||Typical exclusions on a standard contract:
The details provided in this table are a summary of the Serious Illness Cover and Critical Illness Cover plan that are available in the market today. It should not be taken as a definitive guide as to the full policy conditions. Please see your policy documents, policy conditions booklet and key features document for full details of your insurance plan.
If you are interested in a Serious Illness Cover or Critical Illness Cover plan please feel free to use our online quotation form here or alternatively speak to one of our industry-trained insurance advisors on 0800 567 7450.
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Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.
The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.