Guides and Industry News

Here you will find a list of useful guides written by our team, alongside our selection of the latest industry news that is relevant to you. Our staff pride themselves on providing you with the most up to date research on the insurance products that we source for you.

Latest Editions

  • By Alan Knowles on the 2nd November 2017

    Good news for Vapers! E-cigarette users can get 'near to' non smoker premiums for life insurance and critical illness cover. As you may already know most insurance companies classify e-cigarettes the same as ordinary cigarettes. Given that e-c... Read More

  • By Kathryn Knowles on the 16th October 2017

    Seven Families project? You may or may not have heard of this fantastic charity led campaign which helped seven families facing financial difficulties due to unexpected illnesses. What was the Seven Families all about? Seven Families was a... Read More

  • By Kathryn Knowles on the 5th October 2017

    We are delighted to have won Covers Best Specialist Intermediary 2017. This win is a huge pat on the back for our team, who work tirelessly to secure insurance for those with a special risk. “Our team pull out all the stops, for eve... Read More

  • By Special Risks Bureau on the 28th September 2017

    Listen to us as we speak with Roger Edwards about our 'quirky' approach to marketing insurance. At first you will find out how Cura started and what we hope to achieve within the insurance industry. We then take you through our recent mar... Read More

  • By Special Risks Bureau on the 29th August 2017

    Click the image below to play our Game of Gnomes ... Read More

  • By Kathryn Knowles on the 26th June 2017

    This is the moment when it was announced at the Money Marketing Awards 2017 that Cura Financial Services are this years Best Protection Advisers! Whilst we were not able to attend due to the impending arrival of our third child (38... Read More

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  1. Life Insurance - Vapers, Vaping and E-Cigarettes

    - Date: 2nd November 2017
    - Categories: Life Insurance, Health

  2. Seven Families: Are you Finvincible?

    - Date: 16th October 2017
    - Categories: Income Protection, Accident, Sickness and Unemployment, Occupations, Health

  3. Cura are Awarded 'Best Specialist Intermediary' at the Cover Awards 2017

    - Date: 5th October 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  4. Cura Live Video, Take One: Gnomes, Zombies and Christmas

    - Date: 28th September 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  5. The Special Risks Bureau Does Game of Gnomes

    - Date: 29th August 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  6. Cura are Chosen as Money Marketings Best Protection Advisers 2017

    - Date: 26th June 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  7. The Risks of Income Protection

    - Date: 9th June 2017
    - Categories: Income Protection

  8. High BMI - How to make a managed life policy work for you

    - Date: 23rd May 2017
    - Categories: Life Insurance, Health

  9. 8 Tips for Protection Insurance

    - Date: 5th May 2017
    - Categories: Income Protection

  10. Insurance Scammers - Top 5 Tips

    - Date: 4th April 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  11. Impaired Life Insurance

    - Date: 30th March 2017
    - Categories: Life Insurance

  12. Declined Income Protection

    - Date: 3rd March 2017
    - Categories: Income Protection

  13. Can I get Critical Illness Cover after having Cancer?

    - Date: 16th February 2017
    - Categories: Critical Illness Cover, Health

  14. Kathryn Knowles is Commended as a Protection Adviser in the 2017 Unbiased Media Awards

    - Date: 10th February 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  15. Insurance that Rewards You!

    - Date: 23rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  16. Epilepsy and Insurance

    - Date: 22nd December 2016
    - Categories: Health

  17. When Insurance Doesn't Pay Out

    - Date: 21st December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  18. Income Protection Insurance - What Matters Most

    - Date: 20th December 2016
    - Categories: Income Protection

  19. HIV and Insurance

    - Date: 19th December 2016
    - Categories: Health

  20. Strokes, TIAs and Subarachnoid Haemorrhages

    - Date: 18th December 2016
    - Categories: Health

  21. Parkinson's Disease and Insurance

    - Date: 17th December 2016
    - Categories: Health

  22. Critical Illness Cover - Quantity, Quality and Service

    - Date: 16th December 2016
    - Categories: Critical Illness Cover

  23. Digestive Conditions and Insurance

    - Date: 15th December 2016
    - Categories: Health

  24. Travel and Insurance

    - Date: 14th December 2016
    - Categories: Travel

  25. Hazardous Pastimes and Insurance

    - Date: 13th December 2016
    - Categories: Pastimes

  26. Musculoskeletal Conditions and Insurance

    - Date: 12th December 2016
    - Categories: Health

  27. Heart Conditions and Insurance

    - Date: 11th December 2016
    - Categories: Health

  28. Pet Insurance vs You Insurance

    - Date: 10th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  29. Hazardous Occupations

    - Date: 9th December 2016
    - Categories: Occupations

  30. Could you afford to retire tomorrow? It's a big resounding no from me!

    - Date: 8th December 2016
    - Categories: Income Protection, Accident, Sickness and Unemployment

  31. Mental Health Disorders and Insurance

    - Date: 7th December 2016
    - Categories: Health

  32. Be realistic!

    - Date: 6th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  33. Cancer Survivors and Insurance

    - Date: 5th December 2016
    - Categories: Life Insurance, Health

  34. BMI and Insurance

    - Date: 4th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  35. Insurance for Diabetics

    - Date: 3rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  36. Insurers will do anything not to pay out, right?

    - Date: 2nd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  37. Can you afford to retire tomorrow?

    - Date: 18th November 2016
    - Categories: Income Protection, Occupations

  38. Working at Heights? Avoid the Downfall of Upcoming Changes in the Insurance Market

    - Date: 25th October 2016
    - Categories: Life Insurance, Critical Illness Cover

  39. Cura Financial Services win at the Cover Excellence Awards 2016

    - Date: 12th October 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  40. Income Protection for Workers at Heights

    - Date: 7th October 2016
    - Categories: Income Protection, Occupations

  41. AIG launch their Key3 Critical Illness Cover

    - Date: 15th August 2016
    - Categories: Critical Illness Cover

  42. Critical Illness Quiz

    - Date: 20th July 2016
    - Categories: Critical Illness Cover

  43. Brexit, Unemployment Insurance and Redundancy Insurance

    - Date: 30th June 2016
    - Categories: Accident, Sickness and Unemployment, Occupations

  44. Income Protection Quiz

    - Date: 24th June 2016
    - Categories: Income Protection

  45. Roger Edwards podcast ZOMBIE marketing campaign

    - Date: 16th June 2016
    - Categories: Life Insurance, Occupations

  46. The Special Risks Bureau does Zombies

    - Date: 5th June 2016
    - Categories: Life Insurance, Occupations

  47. Offshore Workers Life Insurance: How Much Will It Cost?

    - Date: 6th May 2016
    - Categories: Life Insurance, Occupations

  48. The Risks of Critical Illness Cover

    - Date: 5th May 2016
    - Categories: Critical Illness Cover

  49. Cura Financial Services Ltd meet Yorkshire Coast Radio - Vitality

    - Date: 18th April 2016
    - Categories: Life Insurance, Health

  50. Family Income Benefit - Infographic

    - Date: 15th April 2016
    - Categories: Income Protection

  51. Applying for Income Protection when you have Crohn's disease

    - Date: 14th April 2016
    - Categories: Income Protection, Health

  52. The Benefits and Risks of Accident, Sickness and Unemployment Cover

    - Date: 13th April 2016
    - Categories: Accident, Sickness and Unemployment

  53. Case Study Client - Mary Archer

    - Date: 8th April 2016
    - Categories: Life Insurance, Critical Illness Cover, Health

  54. Life Insurance - First Time Buyers Guide

    - Date: 7th April 2016
    - Categories: Life Insurance

  55. Why Should I buy Critical Illness Cover?

    - Date: 24th March 2016
    - Categories: Critical Illness Cover

  56. Why Should I buy Life Insurance?

    - Date: 21st March 2016
    - Categories: Life Insurance

  57. Declined Life Insurance - BMI

    - Date: 11th March 2016
    - Categories: Life Insurance, Health

  58. Serious Illness Cover vs Critical Illness Cover

    - Date: 10th March 2016
    - Categories: Critical Illness Cover, Health

  59. Offshore Workers Life Insurance Market Changes

    - Date: 1st March 2016
    - Categories: Life Insurance, Occupations

  60. Cura Financial Services Ltd shortlisted for Financial Excellence Awards

    - Date: 29th February 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  61. Type 2 Diabetics and Life Insurance

    - Date: 16th February 2016
    - Categories: Life Insurance, Health

  62. Is my Life Insurance subject to Inheritance Tax?

    - Date: 29th January 2016
    - Categories: Life Insurance

  63. Diabetics Income Protection

    - Date: 28th January 2016
    - Categories: Income Protection, Health

  64. Cura Financial Services Ltd meet Yorkshire Coast Radio - Parkinson's and Insurance

    - Date: 23rd December 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  65. Does Life Insurance Cover Terrorist Attacks

    - Date: 21st December 2015
    - Categories: Life Insurance

  66. Critical Illness Cover - Neurological Conditions

    - Date: 16th December 2015
    - Categories: Critical Illness Cover, Health

  67. Cura Financial Services Ltd meet Yorkshire Coast Radio - Movember Podcast

    - Date: 19th November 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  68. HIV Life Insurance - How Much Does It Cost

    - Date: 18th November 2015
    - Categories: Life Insurance, Health

  69. Critical Illness Cover - Cancer

    - Date: 10th November 2015
    - Categories: Critical Illness Cover, Health

  70. Vitality Life Optimiser - Earning Points

    - Date: 6th November 2015
    - Categories: Life Insurance, Health

  71. Offshore Workers Life Insurance - How Much Does It Cost

    - Date: 23rd October 2015
    - Categories: Life Insurance, Occupations

  72. LV= Income Protection - How Tall is a Giraffe?

    - Date: 16th October 2015
    - Categories: Income Protection

  73. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 7 - Organisations

    - Date: 15th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  74. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 6 - Occupations

    - Date: 9th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  75. Cura Financial Services Ltd meet Yorkshire Coast Radio - Mental Health Podcast

    - Date: 8th October 2015
    - Categories: Life Insurance, Health

  76. Global Treatment by Friends Life - A Good Addition?

    - Date: 25th September 2015
    - Categories: Life Insurance, Critical Illness Cover

  77. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 5 - Broker Advantage

    - Date: 25th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  78. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 4 - Difference

    - Date: 18th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  79. The Offshore Workers Guide to Life Insurance

    - Date: 15th September 2015
    - Categories: Life Insurance, Occupations

  80. Vitality Life Insurance Products - Challenging the Market and Rewarding the Customer

    - Date: 11th September 2015
    - Categories: Life Insurance, Health

  81. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 3 - Medical Conditions

    - Date: 11th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  82. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 2 - Why Special Risks

    - Date: 4th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  83. Applying for Life Insurance if you have the BRCA1 and BRCA2 Genes

    - Date: 28th August 2015
    - Categories: Life Insurance, Health

  84. Aviva Update their Critical Illness Contract

    - Date: 21st August 2015
    - Categories: Critical Illness Cover

  85. Life Insurance and E-Cigarettes - Am I a Smoker or Not?

    - Date: 19th August 2015
    - Categories: Life Insurance, Health

  86. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 1 - Background

    - Date: 17th August 2015
    - Categories: Occupations, Travel, Health, Pastimes

  87. The Budget 2015: How this affects your insurance policies

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  88. Legal & General Launch Second Medical Opinion Services

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  89. Market extends possible term on HIV Life Insurance to 25 years

    - Date: 20th May 2015
    - Categories: Life Insurance, Health

  90. Armed Forces Personnel and Humanitarian Aid

    - Date: 16th March 2015
    - Categories: Occupations

  91. The Strangest Football Injuries In The World

    - Date: 26th February 2015
    - Categories: Occupations

  92. Aviva Update their Free Parent Life Cover

    - Date: 18th February 2015
    - Categories: Life Insurance

  93. Indoor Cycling - Interview with the National Cycling Centre

    - Date: 3rd December 2014
    - Categories: Pastimes

  94. Indoor Caving: Interview with XC Climbing Centre

    - Date: 24th November 2014
    - Categories: Pastimes

  95. Abseiling For Beginners: Interview with Dart Rock Centre

    - Date: 20th November 2014
    - Categories: Pastimes

  96. Life Insurance for People Working at Heights

    - Date: 14th November 2014
    - Categories: Life Insurance, Occupations

  97. Legal & General Free Life Insurance for New Parents

    - Date: 10th November 2014
    - Categories: Life Insurance, Health

  98. Indoor Skiing & Snowboarding - Interview with The Snow Centre

    - Date: 31st October 2014
    - Categories: Pastimes

  99. Life Insurance for New Parents

    - Date: 10th October 2014
    - Categories: Life Insurance

  100. Indoor Skydiving - Non-Extreme Sport or Preparation?

    - Date: 6th October 2014
    - Categories: Pastimes

  101. Protect my Parents - Life Insurance for my Mother and Father

    - Date: 1st October 2014
    - Categories: Life Insurance

  102. Income Protection for Teachers

    - Date: 23rd September 2014
    - Categories: Income Protection, Occupations

  103. Declined Life Insurance

    - Date: 18th August 2014
    - Categories: Life Insurance

  104. Legal & General Payouts in 2013

    - Date: 8th August 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  105. Aviva Update their Income Protection Cover

    - Date: 7th August 2014
    - Categories: Income Protection

  106. Legal & General Update their Income Protection Contract

    - Date: 16th July 2014
    - Categories: Income Protection

  107. Liverpool Victoria Launch their Personal Sick Pay Scheme

    - Date: 10th July 2014
    - Categories: Income Protection

  108. Life Insurance: A Guide to Key Life Insurance Providers

    - Date: 20th June 2014
    - Categories: Life Insurance

  109. Life Insurance Types

    - Date: 13th June 2014
    - Categories: Life Insurance

  110. Life Insurance: Foreign Travel

    - Date: 6th June 2014
    - Categories: Life Insurance, Travel

  111. Life Insurance: How it Works

    - Date: 4th June 2014
    - Categories: Life Insurance

  112. Life Insurance Explained

    - Date: 29th May 2014
    - Categories: Life Insurance

  113. Aviva improve their Critical Illness Contract

    - Date: 28th May 2014
    - Categories: Critical Illness Cover

  114. Children's Funeral Cover

    - Date: 23rd May 2014
    - Categories: Critical Illness Cover

  115. Liverpool Victoria improve their Critical Illness and Income Protection Cover

    - Date: 21st May 2014
    - Categories: Critical Illness Cover, Income Protection

  116. Income Protection: The Three Strikes Rule

    - Date: 16th May 2014
    - Categories: Income Protection

  117. Critical Illness Cover - Potential Exclusions

    - Date: 9th May 2014
    - Categories: Critical Illness Cover

  118. Life Insurance for Young Adults

    - Date: 8th May 2014
    - Categories: Life Insurance

  119. Cura Financial Services Ltd win the Quality Protection Firm Award 2014

    - Date: 6th May 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  120. Critical Illness Cover - Explained

    - Date: 30th April 2014
    - Categories: Critical Illness Cover

  121. Life Insurance for Disabled People

    - Date: 25th April 2014
    - Categories: Life Insurance, Health

  122. Relevant Life Policy: Tax Efficient Insurance for Company Directors

    - Date: 22nd April 2014
    - Categories: Life Insurance, Occupations

  123. Partial Payments - Are They Worth It?

    - Date: 15th April 2014
    - Categories: Critical Illness Cover

  124. Vaping? Life Insurance for E-Cigarette Users

    - Date: 9th April 2014
    - Categories: Life Insurance, Health

  125. Critical Illness Cover vs Income Protection Insurance

    - Date: 3rd April 2014
    - Categories: Critical Illness Cover, Income Protection

  126. PruProtect Life and Serious Illness Cover for Armed Forces Personnel

    - Date: 27th March 2014
    - Categories: Life Insurance, Occupations

  127. LV= Spruce up their Income Protection for NHS Doctors and Surgeons

    - Date: 24th March 2014
    - Categories: Income Protection, Occupations

  128. Critical Illness Cover Payouts for Breast Cancer

    - Date: 21st March 2014
    - Categories: Critical Illness Cover, Health

  129. Life Insurance with Multiple Sclerosis

    - Date: 19th March 2014
    - Categories: Life Insurance, Health

  130. Life Insurance for Motorcycle Riders

    - Date: 26th February 2014
    - Categories: Life Insurance, Occupations, Pastimes

  131. Income Protection for the Self-Employed

    - Date: 20th February 2014
    - Categories: Income Protection, Occupations

  132. We combined the world's most valuable body parts

    - Date: 11th February 2014
    - Categories: Occupations

  133. Life Insurance for High Net Worth Individuals

    - Date: 31st January 2014
    - Categories: Life Insurance, Occupations

  134. Life Insurance for People with Multiple Illnesses

    - Date: 22nd January 2014
    - Categories: Life Insurance, Health

  135. Life Insurance During Pregnancy

    - Date: 17th January 2014
    - Categories: Life Insurance, Health

  136. Overweight Life Insurance

    - Date: 10th December 2013
    - Categories: Life Insurance, Health

  137. Armed Forces Life Insurance

    - Date: 6th December 2013
    - Categories: Life Insurance, Occupations

  138. Income Protection for Company Directors

    - Date: 27th November 2013
    - Categories: Income Protection, Occupations

  139. Income Protection for Doctors

    - Date: 26th November 2013
    - Categories: Income Protection, Occupations

  140. Accident and Sickness Cover for the Self-Employed

    - Date: 24th November 2013
    - Categories: Accident, Sickness and Unemployment, Occupations

  141. Life Insurance for Offshore Workers

    - Date: 6th November 2013
    - Categories: Life Insurance, Occupations

  142. Life Insurance for Smokers

    - Date: 29th October 2013
    - Categories: Life Insurance, Health

  143. Life Insurance for Cancer Survivors

    - Date: 9th October 2013
    - Categories: Life Insurance, Health

  144. Critical Illness Cover for Diabetics with Zurich

    - Date: 24th June 2013
    - Categories: Critical Illness Cover, Health

  145. Critical Illness Cover for Diabetics with Friends Life

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

  146. Does Critical Illness Pay out for Diabetes?

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

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