Guides and Industry News

Here you will find a list of useful guides written by our team, alongside our selection of the latest industry news that is relevant to you. Our staff pride themselves on providing you with the most up to date research on the insurance products that we source for you.

Latest Editions

  • By Kathryn Knowles on the 9th June 2017

    Income protection is a valuable policy that provides a monthly income replacement if you are incapacitated and unable to work. Income protection can allow you to maintain your standard of living if you are unable to work due to long-term disabi... Read More

  • By Kathryn Knowles on the 23rd May 2017

    Insurers are listening and responding to social needs. How? By offering policies that reward people for improving and/or managing their health! Why would insurers reward me for being healthy? It is quite simple really, the healthier you ... Read More

  • By Kathryn Knowles on the 5th May 2017

    Insurance is boring, we all know that. The last thing any of us want to do is think about dying or being diagnosed with a serious illness like cancer. But lets face it, these things happen to people all the time when they least expect it. He... Read More

  • By Kathryn Knowles on the 4th April 2017

    I had a lovely conversation with someone the other day who informed me that I needed to review my insurance. They insinuated that they knew I had insurance, that they knew what I had and that it was in relation to my mortgage. The conversati... Read More

  • By Kathryn Knowles on the 30th March 2017

    An impaired life in the insurance industry is someone who is considered to be outside of 'normal health'. It is a horrible term and we hate it. Just because you have a medical condition does not mean that you are in anyway impaired. You can l... Read More

  • By Kathryn Knowles on the 3rd March 2017

    Have you been declined income protection? Income protection has previously been seen as a very strict policy, in that it used to only be available for the fittest of the fit. This meant that people were declined income protection for having... Read More

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  1. The Risks of Income Protection

    - Date: 9th June 2017
    - Categories: Income Protection

  2. High BMI - How to make a managed life policy work for you

    - Date: 23rd May 2017
    - Categories: Life Insurance, Health

  3. 8 Tips for Protection Insurance

    - Date: 5th May 2017
    - Categories: Income Protection

  4. Insurance Scammers - Top 5 Tips

    - Date: 4th April 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  5. Impaired Life Insurance

    - Date: 30th March 2017
    - Categories: Life Insurance

  6. Declined Income Protection

    - Date: 3rd March 2017
    - Categories: Income Protection

  7. Can I get Critical Illness Cover after having Cancer?

    - Date: 16th February 2017
    - Categories: Critical Illness Cover, Health

  8. Kathryn Knowles is Commended as a Protection Adviser in the 2017 Unbiased Media Awards

    - Date: 10th February 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  9. Insurance that Rewards You!

    - Date: 23rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  10. Epilepsy and Insurance

    - Date: 22nd December 2016
    - Categories: Health

  11. When Insurance Doesn't Pay Out

    - Date: 21st December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  12. Income Protection Insurance - What Matters Most

    - Date: 20th December 2016
    - Categories: Income Protection

  13. HIV and Insurance

    - Date: 19th December 2016
    - Categories: Health

  14. Strokes, TIAs and Subarachnoid Haemorrhages

    - Date: 18th December 2016
    - Categories: Health

  15. Parkinson's Disease and Insurance

    - Date: 17th December 2016
    - Categories: Health

  16. Critical Illness Cover - Quantity, Quality and Service

    - Date: 16th December 2016
    - Categories: Critical Illness Cover

  17. Digestive Conditions and Insurance

    - Date: 15th December 2016
    - Categories: Health

  18. Travel and Insurance

    - Date: 14th December 2016
    - Categories: Travel

  19. Hazardous Pastimes and Insurance

    - Date: 13th December 2016
    - Categories: Pastimes

  20. Musculoskeletal Conditions and Insurance

    - Date: 12th December 2016
    - Categories: Health

  21. Heart Conditions and Insurance

    - Date: 11th December 2016
    - Categories: Health

  22. Pet Insurance vs You Insurance

    - Date: 10th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  23. Hazardous Occupations

    - Date: 9th December 2016
    - Categories: Occupations

  24. Could you afford to retire tomorrow? It's a big resounding no from me!

    - Date: 8th December 2016
    - Categories: Income Protection, Accident, Sickness and Unemployment

  25. Mental Health Disorders and Insurance

    - Date: 7th December 2016
    - Categories: Health

  26. Be realistic!

    - Date: 6th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  27. Cancer Survivors and Insurance

    - Date: 5th December 2016
    - Categories: Life Insurance, Health

  28. BMI and Insurance

    - Date: 4th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  29. Insurance for Diabetics

    - Date: 3rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  30. Insurers will do anything not to pay out, right?

    - Date: 2nd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  31. Can you afford to retire tomorrow?

    - Date: 18th November 2016
    - Categories: Income Protection, Occupations

  32. Working at Heights? Avoid the Downfall of Upcoming Changes in the Insurance Market

    - Date: 25th October 2016
    - Categories: Life Insurance, Critical Illness Cover

  33. Cura Financial Services win at the Cover Excellence Awards 2016

    - Date: 12th October 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  34. Income Protection for Workers at Heights

    - Date: 7th October 2016
    - Categories: Income Protection, Occupations

  35. AIG launch their Key3 Critical Illness Cover

    - Date: 15th August 2016
    - Categories: Critical Illness Cover

  36. Critical Illness Quiz

    - Date: 20th July 2016
    - Categories: Critical Illness Cover

  37. Brexit, Unemployment Insurance and Redundancy Insurance

    - Date: 30th June 2016
    - Categories: Accident, Sickness and Unemployment, Occupations

  38. Income Protection Quiz

    - Date: 24th June 2016
    - Categories: Income Protection

  39. Roger Edwards podcast ZOMBIE marketing campaign

    - Date: 16th June 2016
    - Categories: Life Insurance, Occupations

  40. The Special Risks Bureau does Zombies

    - Date: 5th June 2016
    - Categories: Life Insurance, Occupations

  41. Offshore Workers Life Insurance: How Much Will It Cost?

    - Date: 6th May 2016
    - Categories: Life Insurance, Occupations

  42. The Risks of Critical Illness Cover

    - Date: 5th May 2016
    - Categories: Critical Illness Cover

  43. Cura Financial Services Ltd meet Yorkshire Coast Radio - Vitality

    - Date: 18th April 2016
    - Categories: Life Insurance, Health

  44. Family Income Benefit - Infographic

    - Date: 15th April 2016
    - Categories: Income Protection

  45. Applying for Income Protection when you have Crohn's disease

    - Date: 14th April 2016
    - Categories: Income Protection, Health

  46. The Benefits and Risks of Accident, Sickness and Unemployment Cover

    - Date: 13th April 2016
    - Categories: Accident, Sickness and Unemployment

  47. Case Study Client - Mary Archer

    - Date: 8th April 2016
    - Categories: Life Insurance, Critical Illness Cover, Health

  48. Life Insurance - First Time Buyers Guide

    - Date: 7th April 2016
    - Categories: Life Insurance

  49. Why Should I buy Critical Illness Cover?

    - Date: 24th March 2016
    - Categories: Critical Illness Cover

  50. Why Should I buy Life Insurance?

    - Date: 21st March 2016
    - Categories: Life Insurance

  51. Declined Life Insurance - BMI

    - Date: 11th March 2016
    - Categories: Life Insurance, Health

  52. Serious Illness Cover vs Critical Illness Cover

    - Date: 10th March 2016
    - Categories: Critical Illness Cover, Health

  53. Offshore Workers Life Insurance Market Changes

    - Date: 1st March 2016
    - Categories: Life Insurance, Occupations

  54. Cura Financial Services Ltd shortlisted for Financial Excellence Awards

    - Date: 29th February 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  55. Type 2 Diabetics and Life Insurance

    - Date: 16th February 2016
    - Categories: Life Insurance, Health

  56. Is my Life Insurance subject to Inheritance Tax?

    - Date: 29th January 2016
    - Categories: Life Insurance

  57. Diabetics Income Protection

    - Date: 28th January 2016
    - Categories: Income Protection, Health

  58. Cura Financial Services Ltd meet Yorkshire Coast Radio - Parkinson's and Insurance

    - Date: 23rd December 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  59. Does Life Insurance Cover Terrorist Attacks

    - Date: 21st December 2015
    - Categories: Life Insurance

  60. Critical Illness Cover - Neurological Conditions

    - Date: 16th December 2015
    - Categories: Critical Illness Cover, Health

  61. Cura Financial Services Ltd meet Yorkshire Coast Radio - Movember Podcast

    - Date: 19th November 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  62. HIV Life Insurance - How Much Does It Cost

    - Date: 18th November 2015
    - Categories: Life Insurance, Health

  63. Critical Illness Cover - Cancer

    - Date: 10th November 2015
    - Categories: Critical Illness Cover, Health

  64. Vitality Life Optimiser - Earning Points

    - Date: 6th November 2015
    - Categories: Life Insurance, Health

  65. Offshore Workers Life Insurance - How Much Does It Cost

    - Date: 23rd October 2015
    - Categories: Life Insurance, Occupations

  66. LV= Income Protection - How Tall is a Giraffe?

    - Date: 16th October 2015
    - Categories: Income Protection

  67. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 7 - Organisations

    - Date: 15th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  68. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 6 - Occupations

    - Date: 9th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  69. Cura Financial Services Ltd meet Yorkshire Coast Radio - Mental Health Podcast

    - Date: 8th October 2015
    - Categories: Life Insurance, Health

  70. Global Treatment by Friends Life - A Good Addition?

    - Date: 25th September 2015
    - Categories: Life Insurance, Critical Illness Cover

  71. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 5 - Broker Advantage

    - Date: 25th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  72. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 4 - Difference

    - Date: 18th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  73. The Offshore Workers Guide to Life Insurance

    - Date: 15th September 2015
    - Categories: Life Insurance, Occupations

  74. Vitality Life Insurance Products - Challenging the Market and Rewarding the Customer

    - Date: 11th September 2015
    - Categories: Life Insurance, Health

  75. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 3 - Medical Conditions

    - Date: 11th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  76. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 2 - Why Special Risks

    - Date: 4th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  77. Applying for Life Insurance if you have the BRCA1 and BRCA2 Genes

    - Date: 28th August 2015
    - Categories: Life Insurance, Health

  78. Aviva Update their Critical Illness Contract

    - Date: 21st August 2015
    - Categories: Critical Illness Cover

  79. Life Insurance and E-Cigarettes - Am I a Smoker or Not?

    - Date: 19th August 2015
    - Categories: Life Insurance, Health

  80. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 1 - Background

    - Date: 17th August 2015
    - Categories: Occupations, Travel, Health, Pastimes

  81. The Budget 2015: How this affects your insurance policies

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  82. Legal & General Launch Second Medical Opinion Services

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  83. Market extends possible term on HIV Life Insurance to 25 years

    - Date: 20th May 2015
    - Categories: Life Insurance, Health

  84. Armed Forces Personnel and Humanitarian Aid

    - Date: 16th March 2015
    - Categories: Occupations

  85. The Strangest Football Injuries In The World

    - Date: 26th February 2015
    - Categories: Occupations

  86. Aviva Update their Free Parent Life Cover

    - Date: 18th February 2015
    - Categories: Life Insurance

  87. Indoor Cycling - Interview with the National Cycling Centre

    - Date: 3rd December 2014
    - Categories: Pastimes

  88. Indoor Caving: Interview with XC Climbing Centre

    - Date: 24th November 2014
    - Categories: Pastimes

  89. Abseiling For Beginners: Interview with Dart Rock Centre

    - Date: 20th November 2014
    - Categories: Pastimes

  90. Life Insurance for People Working at Heights

    - Date: 14th November 2014
    - Categories: Life Insurance, Occupations

  91. Legal & General Free Life Insurance for New Parents

    - Date: 10th November 2014
    - Categories: Life Insurance, Health

  92. Indoor Skiing & Snowboarding - Interview with The Snow Centre

    - Date: 31st October 2014
    - Categories: Pastimes

  93. Life Insurance for New Parents

    - Date: 10th October 2014
    - Categories: Life Insurance

  94. Indoor Skydiving - Non-Extreme Sport or Preparation?

    - Date: 6th October 2014
    - Categories: Pastimes

  95. Protect my Parents - Life Insurance for my Mother and Father

    - Date: 1st October 2014
    - Categories: Life Insurance

  96. Income Protection for Teachers

    - Date: 23rd September 2014
    - Categories: Income Protection, Occupations

  97. Declined Life Insurance

    - Date: 18th August 2014
    - Categories: Life Insurance

  98. Legal & General Payouts in 2013

    - Date: 8th August 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  99. Aviva Update their Income Protection Cover

    - Date: 7th August 2014
    - Categories: Income Protection

  100. Legal & General Update their Income Protection Contract

    - Date: 16th July 2014
    - Categories: Income Protection

  101. Liverpool Victoria Launch their Personal Sick Pay Scheme

    - Date: 10th July 2014
    - Categories: Income Protection

  102. Life Insurance: A Guide to Key Life Insurance Providers

    - Date: 20th June 2014
    - Categories: Life Insurance

  103. Life Insurance Types

    - Date: 13th June 2014
    - Categories: Life Insurance

  104. Life Insurance: Foreign Travel

    - Date: 6th June 2014
    - Categories: Life Insurance, Travel

  105. Life Insurance: How it Works

    - Date: 4th June 2014
    - Categories: Life Insurance

  106. Life Insurance Explained

    - Date: 29th May 2014
    - Categories: Life Insurance

  107. Aviva improve their Critical Illness Contract

    - Date: 28th May 2014
    - Categories: Critical Illness Cover

  108. Children's Funeral Cover

    - Date: 23rd May 2014
    - Categories: Critical Illness Cover

  109. Liverpool Victoria improve their Critical Illness and Income Protection Cover

    - Date: 21st May 2014
    - Categories: Critical Illness Cover, Income Protection

  110. Income Protection: The Three Strikes Rule

    - Date: 16th May 2014
    - Categories: Income Protection

  111. Critical Illness Cover - Potential Exclusions

    - Date: 9th May 2014
    - Categories: Critical Illness Cover

  112. Life Insurance for Young Adults

    - Date: 8th May 2014
    - Categories: Life Insurance

  113. Cura Financial Services Ltd win the Quality Protection Firm Award 2014

    - Date: 6th May 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  114. Critical Illness Cover - Explained

    - Date: 30th April 2014
    - Categories: Critical Illness Cover

  115. Life Insurance for Disabled People

    - Date: 25th April 2014
    - Categories: Life Insurance, Health

  116. Relevant Life Policy: Tax Efficient Insurance for Company Directors

    - Date: 22nd April 2014
    - Categories: Life Insurance, Occupations

  117. Partial Payments - Are They Worth It?

    - Date: 15th April 2014
    - Categories: Critical Illness Cover

  118. Vaping? Life Insurance for E-Cigarette Users

    - Date: 9th April 2014
    - Categories: Life Insurance, Health

  119. Critical Illness Cover vs Income Protection Insurance

    - Date: 3rd April 2014
    - Categories: Critical Illness Cover, Income Protection

  120. PruProtect Life and Serious Illness Cover for Armed Forces Personnel

    - Date: 27th March 2014
    - Categories: Life Insurance, Occupations

  121. LV= Spruce up their Income Protection for NHS Doctors and Surgeons

    - Date: 24th March 2014
    - Categories: Income Protection, Occupations

  122. Critical Illness Cover Payouts for Breast Cancer

    - Date: 21st March 2014
    - Categories: Critical Illness Cover, Health

  123. Life Insurance with Multiple Sclerosis

    - Date: 19th March 2014
    - Categories: Life Insurance, Health

  124. Life Insurance for Motorcycle Riders

    - Date: 26th February 2014
    - Categories: Life Insurance, Occupations, Pastimes

  125. Income Protection for the Self-Employed

    - Date: 20th February 2014
    - Categories: Income Protection, Occupations

  126. We combined the world's most valuable body parts

    - Date: 11th February 2014
    - Categories: Occupations

  127. Life Insurance for High Net Worth Individuals

    - Date: 31st January 2014
    - Categories: Life Insurance, Occupations

  128. Life Insurance for People with Multiple Illnesses

    - Date: 22nd January 2014
    - Categories: Life Insurance, Health

  129. Life Insurance During Pregnancy

    - Date: 17th January 2014
    - Categories: Life Insurance, Health

  130. Overweight Life Insurance

    - Date: 10th December 2013
    - Categories: Life Insurance, Health

  131. Armed Forces Life Insurance

    - Date: 6th December 2013
    - Categories: Life Insurance, Occupations

  132. Income Protection for Company Directors

    - Date: 27th November 2013
    - Categories: Income Protection, Occupations

  133. Income Protection for Doctors

    - Date: 26th November 2013
    - Categories: Income Protection, Occupations

  134. Accident and Sickness Cover for the Self-Employed

    - Date: 24th November 2013
    - Categories: Accident, Sickness and Unemployment, Occupations

  135. Life Insurance for Offshore Workers

    - Date: 6th November 2013
    - Categories: Life Insurance, Occupations

  136. Life Insurance for Smokers

    - Date: 29th October 2013
    - Categories: Life Insurance, Health

  137. Life Insurance for Cancer Survivors

    - Date: 9th October 2013
    - Categories: Life Insurance, Health

  138. Critical Illness Cover for Diabetics with Zurich

    - Date: 24th June 2013
    - Categories: Critical Illness Cover, Health

  139. Critical Illness Cover for Diabetics with Friends Life

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

  140. Does Critical Illness Pay out for Diabetes?

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

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