Guides and Industry News

Here you will find a list of useful guides written by our team, alongside our selection of the latest industry news that is relevant to you. Our staff pride themselves on providing you with the most up to date research on the insurance products that we source for you.

Latest Editions

  • By Kathryn Knowles on the 22nd May 2018

    Mr H came to us with a BMI of around 40 and a need for Critical Illness Cover and Income Protection. Harry had been declined insurance elsewhere and decided to speak with us, to see if we could get him the insurance that he needed. We were ab... Read More

  • By Kathryn Knowles on the 10th May 2018

    Grace came to us with a need for Life Insurance, to protect her mortgage liability, and Income Protection, to replace any lost earnings if she became ill and was unable to continue working. Grace had undergone gender reassignment surgery five... Read More

  • By Kathryn Knowles on the 1st May 2018

    Fiona came to is and we identified a need for Life Insurance and Critical Illness Cover, up to her anticipated retirement age off 68. Fiona had fibromyalgia, ADHD and anxiety disclosures on her application. This video details how we were able... Read More

  • By Kathryn Knowles on the 25th April 2018

    In this video I talk about our client who had been diagnosed with grand mal epilepsy. We identified a need for him to have life insurance, critical illness cover and income protection. Here I discuss the different insurances that we were able... Read More

  • By Kathryn Knowles on the 17th April 2018

    In this video I talk about our client Daisy who came to us with a need to protect her mortgage and income. Daisy had been diagnosed with Type 2 diabetes and high blood pressure for ten years and had a BMI of 36, all things that insurers want ... Read More

  • By Alan Knowles on the 29th March 2018

    A couple of weeks ago I had the privilege of attending the premiere screening of a documentary about the first successful human heart transplant. The end of 2017 marked the 50th year since this significant medical advancement was achieved, by brot... Read More

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  1. CuraVision - The ABCs - High BMI

    - Date: 22nd May 2018
    - Categories: Health

  2. CuraVision - The ABCs - Gender Reassignment

    - Date: 10th May 2018
    - Categories: Health

  3. CuraVision - The ABCs - Fibromyalgia

    - Date: 1st May 2018
    - Categories: Health

  4. CuraVision - The ABCs - Epilepsy

    - Date: 25th April 2018
    - Categories: Health

  5. CuraVision - The ABCs - Diabetes

    - Date: 17th April 2018
    - Categories: Health

  6. The Men with the Golden Hands

    - Date: 29th March 2018
    - Categories: Critical Illness Cover

  7. CuraVision - The ABCs - Cancer

    - Date: 27th March 2018
    - Categories: Health

  8. CuraVision - Health - Transgender

    - Date: 20th March 2018
    - Categories: Health

  9. CuraVision - Health - Diabetes

    - Date: 6th March 2018
    - Categories: Health

  10. CuraVision - The ABCs - Bipolar Disorder

    - Date: 19th February 2018
    - Categories: Health

  11. CuraVision - The ABCs - Alcoholism

    - Date: 12th February 2018
    - Categories: Health

  12. CuraVision - Health - Cancer

    - Date: 6th February 2018
    - Categories: Health

  13. CuraVision - Health - HIV

    - Date: 1st February 2018
    - Categories: Health

  14. CuraVision - Health - Mental Health

    - Date: 25th January 2018
    - Categories: Health

  15. CuraVision - Health - Overweight Life Insurance

    - Date: 15th January 2018
    - Categories: Health

  16. CuraVision - Health - Underactive Thyroid

    - Date: 8th January 2018
    - Categories: Health

  17. CuraVision - Health - Alcohol

    - Date: 1st January 2018
    - Categories: Health

  18. Life Insurance - Vapers, Vaping and E-Cigarettes

    - Date: 2nd November 2017
    - Categories: Life Insurance, Health

  19. Seven Families: Are you Finvincible?

    - Date: 16th October 2017
    - Categories: Income Protection, Accident, Sickness and Unemployment, Occupations, Health

  20. Cura are Awarded 'Best Specialist Intermediary' at the Cover Awards 2017

    - Date: 5th October 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  21. Cura Live Video, Take One: Gnomes, Zombies and Christmas

    - Date: 28th September 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  22. The Special Risks Bureau Does Game of Gnomes

    - Date: 29th August 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  23. Cura are Chosen as Money Marketings Best Protection Advisers 2017

    - Date: 26th June 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  24. The Risks of Income Protection

    - Date: 9th June 2017
    - Categories: Income Protection

  25. High BMI - How to make a managed life policy work for you

    - Date: 23rd May 2017
    - Categories: Life Insurance, Health

  26. 8 Tips for Protection Insurance

    - Date: 5th May 2017
    - Categories: Income Protection

  27. Insurance Scammers - Top 5 Tips

    - Date: 4th April 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  28. Impaired Life Insurance

    - Date: 30th March 2017
    - Categories: Life Insurance

  29. Declined Income Protection

    - Date: 3rd March 2017
    - Categories: Income Protection

  30. Can I get Critical Illness Cover after having Cancer?

    - Date: 16th February 2017
    - Categories: Critical Illness Cover, Health

  31. Kathryn Knowles is Commended as a Protection Adviser in the 2017 Unbiased Media Awards

    - Date: 10th February 2017
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  32. Insurance that Rewards You!

    - Date: 23rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  33. Epilepsy and Insurance

    - Date: 22nd December 2016
    - Categories: Health

  34. When Insurance Doesn't Pay Out

    - Date: 21st December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  35. Income Protection Insurance - What Matters Most

    - Date: 20th December 2016
    - Categories: Income Protection

  36. HIV and Insurance

    - Date: 19th December 2016
    - Categories: Health

  37. Strokes, TIAs and Subarachnoid Haemorrhages

    - Date: 18th December 2016
    - Categories: Health

  38. Parkinson's Disease and Insurance

    - Date: 17th December 2016
    - Categories: Health

  39. Critical Illness Cover - Quantity, Quality and Service

    - Date: 16th December 2016
    - Categories: Critical Illness Cover

  40. Digestive Conditions and Insurance

    - Date: 15th December 2016
    - Categories: Health

  41. Travel and Insurance

    - Date: 14th December 2016
    - Categories: Travel

  42. Hazardous Pastimes and Insurance

    - Date: 13th December 2016
    - Categories: Pastimes

  43. Musculoskeletal Conditions and Insurance

    - Date: 12th December 2016
    - Categories: Health

  44. Heart Conditions and Insurance

    - Date: 11th December 2016
    - Categories: Health

  45. Pet Insurance vs You Insurance

    - Date: 10th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  46. Hazardous Occupations

    - Date: 9th December 2016
    - Categories: Occupations

  47. Could you afford to retire tomorrow? It's a big resounding no from me!

    - Date: 8th December 2016
    - Categories: Income Protection, Accident, Sickness and Unemployment

  48. Mental Health Disorders and Insurance

    - Date: 7th December 2016
    - Categories: Health

  49. Be realistic!

    - Date: 6th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  50. Cancer Survivors and Insurance

    - Date: 5th December 2016
    - Categories: Life Insurance, Health

  51. BMI and Insurance

    - Date: 4th December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  52. Insurance for Diabetics

    - Date: 3rd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  53. Insurers will do anything not to pay out, right?

    - Date: 2nd December 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  54. Can you afford to retire tomorrow?

    - Date: 18th November 2016
    - Categories: Income Protection, Occupations

  55. Working at Heights? Avoid the Downfall of Upcoming Changes in the Insurance Market

    - Date: 25th October 2016
    - Categories: Life Insurance, Critical Illness Cover

  56. Cura Financial Services win at the Cover Excellence Awards 2016

    - Date: 12th October 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  57. Income Protection for Workers at Heights

    - Date: 7th October 2016
    - Categories: Income Protection, Occupations

  58. AIG launch their Key3 Critical Illness Cover

    - Date: 15th August 2016
    - Categories: Critical Illness Cover

  59. Critical Illness Quiz

    - Date: 20th July 2016
    - Categories: Critical Illness Cover

  60. Brexit, Unemployment Insurance and Redundancy Insurance

    - Date: 30th June 2016
    - Categories: Accident, Sickness and Unemployment, Occupations

  61. Income Protection Quiz

    - Date: 24th June 2016
    - Categories: Income Protection

  62. Roger Edwards podcast ZOMBIE marketing campaign

    - Date: 16th June 2016
    - Categories: Life Insurance, Occupations

  63. The Special Risks Bureau does Zombies

    - Date: 5th June 2016
    - Categories: Life Insurance, Occupations

  64. Offshore Workers Life Insurance: How Much Will It Cost?

    - Date: 6th May 2016
    - Categories: Life Insurance, Occupations

  65. The Risks of Critical Illness Cover

    - Date: 5th May 2016
    - Categories: Critical Illness Cover

  66. Cura Financial Services Ltd meet Yorkshire Coast Radio - Vitality

    - Date: 18th April 2016
    - Categories: Life Insurance, Health

  67. Family Income Benefit - Infographic

    - Date: 15th April 2016
    - Categories: Income Protection

  68. Applying for Income Protection when you have Crohn's disease

    - Date: 14th April 2016
    - Categories: Income Protection, Health

  69. The Benefits and Risks of Accident, Sickness and Unemployment Cover

    - Date: 13th April 2016
    - Categories: Accident, Sickness and Unemployment

  70. Case Study Client - Mary Archer

    - Date: 8th April 2016
    - Categories: Life Insurance, Critical Illness Cover, Health

  71. Life Insurance - First Time Buyers Guide

    - Date: 7th April 2016
    - Categories: Life Insurance

  72. Why Should I buy Critical Illness Cover?

    - Date: 24th March 2016
    - Categories: Critical Illness Cover

  73. Why Should I buy Life Insurance?

    - Date: 21st March 2016
    - Categories: Life Insurance

  74. Declined Life Insurance - BMI

    - Date: 11th March 2016
    - Categories: Life Insurance, Health

  75. Serious Illness Cover vs Critical Illness Cover

    - Date: 10th March 2016
    - Categories: Critical Illness Cover, Health

  76. Offshore Workers Life Insurance Market Changes

    - Date: 1st March 2016
    - Categories: Life Insurance, Occupations

  77. Cura Financial Services Ltd shortlisted for Financial Excellence Awards

    - Date: 29th February 2016
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  78. Type 2 Diabetics and Life Insurance

    - Date: 16th February 2016
    - Categories: Life Insurance, Health

  79. Is my Life Insurance subject to Inheritance Tax?

    - Date: 29th January 2016
    - Categories: Life Insurance

  80. Diabetics Income Protection

    - Date: 28th January 2016
    - Categories: Income Protection, Health

  81. Cura Financial Services Ltd meet Yorkshire Coast Radio - Parkinson's and Insurance

    - Date: 23rd December 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  82. Does Life Insurance Cover Terrorist Attacks

    - Date: 21st December 2015
    - Categories: Life Insurance

  83. Critical Illness Cover - Neurological Conditions

    - Date: 16th December 2015
    - Categories: Critical Illness Cover, Health

  84. Cura Financial Services Ltd meet Yorkshire Coast Radio - Movember Podcast

    - Date: 19th November 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment, Health

  85. HIV Life Insurance - How Much Does It Cost

    - Date: 18th November 2015
    - Categories: Life Insurance, Health

  86. Critical Illness Cover - Cancer

    - Date: 10th November 2015
    - Categories: Critical Illness Cover, Health

  87. Vitality Life Optimiser - Earning Points

    - Date: 6th November 2015
    - Categories: Life Insurance, Health

  88. Offshore Workers Life Insurance - How Much Does It Cost

    - Date: 23rd October 2015
    - Categories: Life Insurance, Occupations

  89. LV= Income Protection - How Tall is a Giraffe?

    - Date: 16th October 2015
    - Categories: Income Protection

  90. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 7 - Organisations

    - Date: 15th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  91. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 6 - Occupations

    - Date: 9th October 2015
    - Categories: Occupations, Travel, Health, Pastimes

  92. Cura Financial Services Ltd meet Yorkshire Coast Radio - Mental Health Podcast

    - Date: 8th October 2015
    - Categories: Life Insurance, Health

  93. Global Treatment by Friends Life - A Good Addition?

    - Date: 25th September 2015
    - Categories: Life Insurance, Critical Illness Cover

  94. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 5 - Broker Advantage

    - Date: 25th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  95. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 4 - Difference

    - Date: 18th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  96. The Offshore Workers Guide to Life Insurance

    - Date: 15th September 2015
    - Categories: Life Insurance, Occupations

  97. Vitality Life Insurance Products - Challenging the Market and Rewarding the Customer

    - Date: 11th September 2015
    - Categories: Life Insurance, Health

  98. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 3 - Medical Conditions

    - Date: 11th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  99. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 2 - Why Special Risks

    - Date: 4th September 2015
    - Categories: Occupations, Travel, Health, Pastimes

  100. Applying for Life Insurance if you have the BRCA1 and BRCA2 Genes

    - Date: 28th August 2015
    - Categories: Life Insurance, Health

  101. Aviva Update their Critical Illness Contract

    - Date: 21st August 2015
    - Categories: Critical Illness Cover

  102. Life Insurance and E-Cigarettes - Am I a Smoker or Not?

    - Date: 19th August 2015
    - Categories: Life Insurance, Health

  103. Cura Financial Services Ltd meet Yorkshire Coast Radio - Series 1, Episode 1 - Background

    - Date: 17th August 2015
    - Categories: Occupations, Travel, Health, Pastimes

  104. The Budget 2015: How this affects your insurance policies

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  105. Legal & General Launch Second Medical Opinion Services

    - Date: 7th August 2015
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  106. Market extends possible term on HIV Life Insurance to 25 years

    - Date: 20th May 2015
    - Categories: Life Insurance, Health

  107. Armed Forces Personnel and Humanitarian Aid

    - Date: 16th March 2015
    - Categories: Occupations

  108. The Strangest Football Injuries In The World

    - Date: 26th February 2015
    - Categories: Occupations

  109. Aviva Update their Free Parent Life Cover

    - Date: 18th February 2015
    - Categories: Life Insurance

  110. Indoor Cycling - Interview with the National Cycling Centre

    - Date: 3rd December 2014
    - Categories: Pastimes

  111. Indoor Caving: Interview with XC Climbing Centre

    - Date: 24th November 2014
    - Categories: Pastimes

  112. Abseiling For Beginners: Interview with Dart Rock Centre

    - Date: 20th November 2014
    - Categories: Pastimes

  113. Life Insurance for People Working at Heights

    - Date: 14th November 2014
    - Categories: Life Insurance, Occupations

  114. Legal & General Free Life Insurance for New Parents

    - Date: 10th November 2014
    - Categories: Life Insurance, Health

  115. Indoor Skiing & Snowboarding - Interview with The Snow Centre

    - Date: 31st October 2014
    - Categories: Pastimes

  116. Life Insurance for New Parents

    - Date: 10th October 2014
    - Categories: Life Insurance

  117. Indoor Skydiving - Non-Extreme Sport or Preparation?

    - Date: 6th October 2014
    - Categories: Pastimes

  118. Protect my Parents - Life Insurance for my Mother and Father

    - Date: 1st October 2014
    - Categories: Life Insurance

  119. Income Protection for Teachers

    - Date: 23rd September 2014
    - Categories: Income Protection, Occupations

  120. Declined Life Insurance

    - Date: 18th August 2014
    - Categories: Life Insurance

  121. Legal & General Payouts in 2013

    - Date: 8th August 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection

  122. Aviva Update their Income Protection Cover

    - Date: 7th August 2014
    - Categories: Income Protection

  123. Legal & General Update their Income Protection Contract

    - Date: 16th July 2014
    - Categories: Income Protection

  124. Liverpool Victoria Launch their Personal Sick Pay Scheme

    - Date: 10th July 2014
    - Categories: Income Protection

  125. Life Insurance: A Guide to Key Life Insurance Providers

    - Date: 20th June 2014
    - Categories: Life Insurance

  126. Life Insurance Types

    - Date: 13th June 2014
    - Categories: Life Insurance

  127. Life Insurance: Foreign Travel

    - Date: 6th June 2014
    - Categories: Life Insurance, Travel

  128. Life Insurance: How it Works

    - Date: 4th June 2014
    - Categories: Life Insurance

  129. Life Insurance Explained

    - Date: 29th May 2014
    - Categories: Life Insurance

  130. Aviva improve their Critical Illness Contract

    - Date: 28th May 2014
    - Categories: Critical Illness Cover

  131. Children's Funeral Cover

    - Date: 23rd May 2014
    - Categories: Critical Illness Cover

  132. Liverpool Victoria improve their Critical Illness and Income Protection Cover

    - Date: 21st May 2014
    - Categories: Critical Illness Cover, Income Protection

  133. Income Protection: The Three Strikes Rule

    - Date: 16th May 2014
    - Categories: Income Protection

  134. Critical Illness Cover - Potential Exclusions

    - Date: 9th May 2014
    - Categories: Critical Illness Cover

  135. Life Insurance for Young Adults

    - Date: 8th May 2014
    - Categories: Life Insurance

  136. Cura Financial Services Ltd win the Quality Protection Firm Award 2014

    - Date: 6th May 2014
    - Categories: Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Unemployment

  137. Critical Illness Cover - Explained

    - Date: 30th April 2014
    - Categories: Critical Illness Cover

  138. Life Insurance for Disabled People

    - Date: 25th April 2014
    - Categories: Life Insurance, Health

  139. Relevant Life Policy: Tax Efficient Insurance for Company Directors

    - Date: 22nd April 2014
    - Categories: Life Insurance, Occupations

  140. Partial Payments - Are They Worth It?

    - Date: 15th April 2014
    - Categories: Critical Illness Cover

  141. Vaping? Life Insurance for E-Cigarette Users

    - Date: 9th April 2014
    - Categories: Life Insurance, Health

  142. Critical Illness Cover vs Income Protection Insurance

    - Date: 3rd April 2014
    - Categories: Critical Illness Cover, Income Protection

  143. PruProtect Life and Serious Illness Cover for Armed Forces Personnel

    - Date: 27th March 2014
    - Categories: Life Insurance, Occupations

  144. LV= Spruce up their Income Protection for NHS Doctors and Surgeons

    - Date: 24th March 2014
    - Categories: Income Protection, Occupations

  145. Critical Illness Cover Payouts for Breast Cancer

    - Date: 21st March 2014
    - Categories: Critical Illness Cover, Health

  146. Life Insurance with Multiple Sclerosis

    - Date: 19th March 2014
    - Categories: Life Insurance, Health

  147. Life Insurance for Motorcycle Riders

    - Date: 26th February 2014
    - Categories: Life Insurance, Occupations, Pastimes

  148. Income Protection for the Self-Employed

    - Date: 20th February 2014
    - Categories: Income Protection, Occupations

  149. We combined the world's most valuable body parts

    - Date: 11th February 2014
    - Categories: Occupations

  150. Life Insurance for High Net Worth Individuals

    - Date: 31st January 2014
    - Categories: Life Insurance, Occupations

  151. Life Insurance for People with Multiple Illnesses

    - Date: 22nd January 2014
    - Categories: Life Insurance, Health

  152. Life Insurance During Pregnancy

    - Date: 17th January 2014
    - Categories: Life Insurance, Health

  153. Overweight Life Insurance

    - Date: 10th December 2013
    - Categories: Life Insurance, Health

  154. Armed Forces Life Insurance

    - Date: 6th December 2013
    - Categories: Life Insurance, Occupations

  155. Income Protection for Company Directors

    - Date: 27th November 2013
    - Categories: Income Protection, Occupations

  156. Income Protection for Doctors

    - Date: 26th November 2013
    - Categories: Income Protection, Occupations

  157. Accident and Sickness Cover for the Self-Employed

    - Date: 24th November 2013
    - Categories: Accident, Sickness and Unemployment, Occupations

  158. Life Insurance for Offshore Workers

    - Date: 6th November 2013
    - Categories: Life Insurance, Occupations

  159. Life Insurance for Smokers

    - Date: 29th October 2013
    - Categories: Life Insurance, Health

  160. Life Insurance for Cancer Survivors

    - Date: 9th October 2013
    - Categories: Life Insurance, Health

  161. Critical Illness Cover for Diabetics with Zurich

    - Date: 24th June 2013
    - Categories: Critical Illness Cover, Health

  162. Critical Illness Cover for Diabetics with Friends Life

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

  163. Does Critical Illness Pay out for Diabetes?

    - Date: 15th March 2013
    - Categories: Critical Illness Cover, Health

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Industry News