Answer:

This will depend upon your individual circumstances and your choice of policy. You can generally insure 50-65% of your salary with an Income Protection policy, with benefit claim periods lasting anywhere from 1 year up to your anticipated retirement age.

There are numerous factors that will affect the cost of your premium:

  • Age
  • Occupation
  • Medical History
  • Deferred period - the amount of time out of work before you can make a claim
  • Benefit period - from 1 year to your anticipated retirement age
  • Benefit amount - typically a maximum of 50-60% of your income
  • Claim definition - working tasks, own occupation, suited occupation

To request an Income Protection Quote click here or you can call us on 0800 567 7450. If you would like more information on Income Protection click here.

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Please feel free to request a quote from us using our online form. As a broker we search a fair analysis of the whole market and will always take your specific risks and concerns into account. For this reason we do not currently offer prices online but will always do our best to reply to you by email, text or phone as soon as possible.

The more information that you can provide us about your health conditions, hobbies, travel and/or occupation the better as this will help us to provide the most accurate indications of price.

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