Answer:

You can get Life Insurance while you are pregnant and this should not differ to if you had made the application before your pregnancy. The main factor that could affect your application is if you have had any complications associated with pregnancy such as gestational diabetes. In this case your policy premiums will be rated due to the increased risk that the condition presents. At this stage you would have a choice between buying Life Insurance now with a rating and then review your cover once the gestational diabetes subsides, or wait for the cover once your body has returned to its pre-pregnancy health. Insurers will want to know your pre-pregnancy BMI and will not generally factor in the weight that you have gained through the pregnancy into the policy acceptance terms.

If you have any more questions give us a call on 0800 567 7450 or if you would like more information on Life Insurance during pregnancy then click here.

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